Is TMH or SCHD a better dividend investment in 2026?

TMH currently yields 12.64% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: TMH offers higher current income.

What is the dividend yield difference between TMH and SCHD?

TMH has a forward dividend yield of 12.64% ($6.97/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 9.18 percentage points.

Home › Compare › TMH vs SCHD

TMH vs SCHD: Dividend Comparison 2026

TMH yields 12.64% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TMH wins by $17.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TMH

● Live price

12.64%

Share price

$55.17

Annual div

$6.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.0K

Annual income

$2,776.38

Full TMH calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — TMH vs SCHD

📍 TMH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TMH	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TMH + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TMH pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMH

Annual income on $10K today (after 15% tax)

$1,074.29/yr

After 10yr DRIP, annual income (after tax)

$2,359.92/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, TMH beats the other by $1,997.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TMH + SCHD for your $10,000?

TMH: 50%SCHD: 50%

100% SCHD50/50100% TMH

Portfolio after 10yr

$37.5K

Annual income

$1,601.16/yr

Blended yield

4.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMH buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTMHSCHD

Forward yield	12.64% ✓	3.46%
Annual dividend / share	$6.97 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.0K ✓	$29.0K
Annual income after 10y	$2,776.38 ✓	$425.95
Total dividends collected	$20.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TMH vs SCHD ($10,000, DRIP)

Year	TMH Portfolio	TMH Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,964	$1,263.87	$11,226	$346.36	+$738.00 → TMH
2	$14,215	$1,413.16	$12,572	$357.38	+$1.6K → TMH
3	$16,779	$1,569.16	$14,046	$367.84	+$2.7K → TMH
4	$19,684	$1,731.05	$15,660	$377.73	+$4.0K → TMH
5	$22,960	$1,897.96	$17,425	$387.07	+$5.5K → TMH
6	$26,636	$2,068.99	$19,354	$395.86	+$7.3K → TMH
7	$30,744	$2,243.24	$21,461	$404.13	+$9.3K → TMH
8	$35,316	$2,419.80	$23,762	$411.89	+$11.6K → TMH
9	$40,386	$2,597.79	$26,272	$419.15	+$14.1K → TMH
10	$45,989	$2,776.38	$29,010	$425.95	+$17.0K → TMH

TMH vs SCHD: Complete Analysis 2026

TMH — Stock

The Series, under normal circumstances, invests at least 95% of its net assets in American Depositary Receipts (“ADRs”) of the Toyota Motor Corporation (the “Company”). It invests in the ADRs of the company and a currency swap (the “Currency Hedge Contract”) designed to hedge against fluctuations in the exchange rate between the U.S. dollar and the Japanese Yen (“Local Currency”). The fund is non-diversified.

Full TMH Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.