Is TMICY or RYLD a better dividend investment in 2026?

TMICY currently yields 3.45% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between TMICY and RYLD?

TMICY has a forward dividend yield of 3.45% ($1.15/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.69 percentage points.

Home › Compare › TMICY vs RYLD

TMICY vs RYLD: Dividend Comparison 2026

TMICY yields 3.45% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $6.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TMICY

● Live price

3.45%

Share price

$33.32

Annual div

$1.15

5Y div CAGR

20.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.2K

Annual income

$3,769.00

Full TMICY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — TMICY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TMICY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TMICY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TMICY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMICY

Annual income on $10K today (after 15% tax)

$293.37/yr

After 10yr DRIP, annual income (after tax)

$3,203.65/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, TMICY beats the other by $1,004.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TMICY + RYLD for your $10,000?

TMICY: 50%RYLD: 50%

100% RYLD50/50100% TMICY

Portfolio after 10yr

$41.4K

Annual income

$3,178.17/yr

Blended yield

7.69%

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Analyst Conviction Gap

Where Wall Street is split right now

TMICY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

3.0

Piotroski

8/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMICY buys

RYLD buys

No recent congressional trades found for TMICY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTMICYRYLD

Forward yield	3.45%	12.14% ✓
Annual dividend / share	$1.15	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	20.1% ✓	0%
Portfolio after 10y	$38.2K	$44.5K ✓
Annual income after 10y	$3,769.00 ✓	$2,587.35
Total dividends collected	$15.3K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TMICY vs RYLD ($10,000, DRIP)

Year	TMICY Portfolio	TMICY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,115	$414.51	$11,914	$1,213.65	$799.00 → RYLD
2	$12,410	$517.11	$14,099	$1,351.30	$1.7K → RYLD
3	$13,926	$648.06	$16,580	$1,494.55	$2.7K → RYLD
4	$15,718	$816.30	$19,384	$1,642.61	$3.7K → RYLD
5	$17,852	$1,034.09	$22,535	$1,794.70	$4.7K → RYLD
6	$20,420	$1,318.30	$26,063	$1,950.00	$5.6K → RYLD
7	$23,542	$1,692.55	$29,995	$2,107.69	$6.5K → RYLD
8	$27,380	$2,190.22	$34,361	$2,266.99	$7.0K → RYLD
9	$32,156	$2,859.17	$39,194	$2,427.12	$7.0K → RYLD
10	$38,175	$3,769.00	$44,525	$2,587.35	$6.3K → RYLD

TMICY vs RYLD: Complete Analysis 2026

TMICY — Stock

Trend Micro Incorporated develops and sells security-related software for computers and the Internet primarily in Japan. The company offers hybrid cloud security solutions, such conformity, workload, container, file storage, application, network, and open-source security products. It also provides intrusion prevention, threat protection, industrial and mobile network security products, as well as offers email, mobile, web, and industrial endpoint security products. In addition, the company offers cloud migration, cloud-native app development, cloud operational, data center security, and SaaS application solutions. Further, it provides ICS/OT, connected car, and 5G security solutions, as well as offers ransomware, end-of-support systems, compliance, detection, and response solutions. It serves oil and gas, healthcare, manufacturing, and electric utility industries. The company was incorporated in 1965 and is headquartered in Tokyo, Japan.

Full TMICY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.