Is TMOAF or RYLD a better dividend investment in 2026?

TMOAF currently yields 27.62% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: TMOAF offers higher current income.

What is the dividend yield difference between TMOAF and RYLD?

TMOAF has a forward dividend yield of 27.62% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 15.48 percentage points.

Home › Compare › TMOAF vs RYLD

TMOAF vs RYLD: Dividend Comparison 2026

TMOAF yields 27.62% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TMOAF wins by $70.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TMOAF

● Live price

27.62%

Share price

$7.24

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$115.3K

Annual income

$14,197.29

Full TMOAF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — TMOAF vs RYLD

📍 TMOAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TMOAF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TMOAF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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TMOAF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMOAF

Annual income on $10K today (after 15% tax)

$2,348.07/yr

After 10yr DRIP, annual income (after tax)

$12,067.70/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, TMOAF beats the other by $9,868.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TMOAF + RYLD for your $10,000?

TMOAF: 50%RYLD: 50%

100% RYLD50/50100% TMOAF

Portfolio after 10yr

$79.9K

Annual income

$8,392.32/yr

Blended yield

10.50%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMOAF buys

RYLD buys

No recent congressional trades found for TMOAF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTMOAFRYLD

Forward yield	27.62% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$115.3K ✓	$44.5K
Annual income after 10y	$14,197.29 ✓	$2,587.35
Total dividends collected	$76.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TMOAF vs RYLD ($10,000, DRIP)

Year	TMOAF Portfolio	TMOAF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,462	$2,762.43	$11,914	$1,213.65	+$1.5K → TMOAF
2	$17,880	$3,475.61	$14,099	$1,351.30	+$3.8K → TMOAF
3	$23,446	$4,314.21	$16,580	$1,494.55	+$6.9K → TMOAF
4	$30,375	$5,287.05	$19,384	$1,642.61	+$11.0K → TMOAF
5	$38,902	$6,401.27	$22,535	$1,794.70	+$16.4K → TMOAF
6	$49,287	$7,662.05	$26,063	$1,950.00	+$23.2K → TMOAF
7	$61,810	$9,072.42	$29,995	$2,107.69	+$31.8K → TMOAF
8	$76,770	$10,633.15	$34,361	$2,266.99	+$42.4K → TMOAF
9	$94,486	$12,342.70	$39,194	$2,427.12	+$55.3K → TMOAF
10	$115,297	$14,197.29	$44,525	$2,587.35	+$70.8K → TMOAF

TMOAF vs RYLD: Complete Analysis 2026

TMOAF — Stock

TomTom N.V. develops and sells navigation and location-based products and services worldwide. The company operates in two segments, Location Technology and Consumer. It offers standard definition, advanced driver assistance system (ADAS), high definition (HD) maps, and map data, as well as places for map products; traffic and travel information products, including real-time traffic, hazard warning, speed camera, speed profile, road analytics, fuel and weather services, electric vehicle (EV) and parking services, and routing; and navigation products, such as navigation engine, traffic and travel information, navigation user interface, EV routing and range, and maps for automotive. The company also provides AutoStream, a solution that enables fast and efficient map delivery of the TomTom automated driving (AD) and ADAS Maps; RoadCheck, a tool for carmakers to determine when, where, and under what conditions their vehicles can safely activate AD functions; TomTom indigo, a digital cockpit platform; and virtual horizon products. In addition, it offers road analytics solutions, including traffic stats, origin destination analysis, route monitoring, road event reporter, and junction analytics; and shop products, such as navigation devices, accessories, and map updates, as well as support services. The company serves the automotive, fleet management and logistics, mobility and on-demand, road traffic management, and location intelligence industries. TomTom N.V. was founded in 1991 and is headquartered in Amsterdam, the Netherlands.

Full TMOAF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.