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TMSNY vs PEP: Dividend Comparison 2026

TMSNY yields 1.79% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TMSNY wins by $2.88M in total portfolio value
10 years
TMSNY
TMSNY
● Live price
1.79%
Share price
$86.95
Annual div
$1.55
5Y div CAGR
82.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.03M
Annual income
$2,395,701.91
Full TMSNY calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — TMSNY vs PEP

📍 TMSNY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTMSNYPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TMSNY + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TMSNY pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMSNY
Annual income on $10K today (after 15% tax)
$151.91/yr
After 10yr DRIP, annual income (after tax)
$2,036,346.62/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, TMSNY beats the other by $1,982,430.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TMSNY + PEP for your $10,000?

TMSNY: 50%PEP: 50%
100% PEP50/50100% TMSNY
Portfolio after 10yr
$1.59M
Annual income
$1,229,566.21/yr
Blended yield
77.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

TMSNY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
3.9
Piotroski
7/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMSNY buys
0
PEP buys
0
No recent congressional trades found for TMSNY or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTMSNYPEP
Forward yield1.79%3.66%
Annual dividend / share$1.55$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR82.8%40.4%
Portfolio after 10y$3.03M$144.7K
Annual income after 10y$2,395,701.91$63,430.49
Total dividends collected$2.95M$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: TMSNY vs PEP ($10,000, DRIP)

YearTMSNY PortfolioTMSNY Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,027$326.69$10,854$514.44+$173.00TMSNY
2$12,414$615.42$11,982$758.21+$432.00TMSNY
3$14,467$1,183.66$13,526$1,136.44+$941.00TMSNY
4$17,836$2,356.55$15,727$1,741.93+$2.1KTMSNY
5$24,048$4,963.58$19,012$2,750.28+$5.0KTMSNY
6$37,165$11,433.31$24,173$4,514.44+$13.0KTMSNY
7$69,953$30,186.74$32,789$7,793.80+$37.2KTMSNY
8$171,919$97,069.94$48,258$14,354.51+$123.7KTMSNY
9$591,519$407,565.00$78,586$28,686.63+$512.9KTMSNY
10$3,028,627$2,395,701.91$144,688$63,430.49+$2.88MTMSNY

TMSNY vs PEP: Complete Analysis 2026

TMSNYStock

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide. The company provides Temenos Transact, a banking solution that offers banking software, and data and analytics; and Temenos Payments, a payment solution that gives banks real-time control, customer service experience, and cost efficiencies and risk management solutions. It also offers Temenos Infinity, a digital banking product; Temenos Multifonds, a fund administration solution; Temenos SaaS solution that supports banks in various sectors and geographies; Temenos Quantum, a multi-experience development platform that delivers digital transformation; and Temenos AI that provides frictionless customer experiences and automate processes. In addition, the company provides Temenos Financial Crime Mitigation that allows banks and financial institutions to avoid regulatory fines, detect fraud, and mitigate reputational risks; Temenos Analytics, a reporting, analytics, and business intelligence product; and Temenos Regulatory Compliance, which is used to address fraud, remain compliant with regulations, and manage risk. Further, it offers retail and private banking, corporate and business banking, Islamic banking, wealth management, financial inclusion, mobile banking, consultancy and training services, and support services. Additionally, the company provides Temenos Developer Community, an open API catalogue that brings standardized out-of-the-box APIs to fast track innovation with online support and resources. The company was formerly known as Temenos Group AG and changed its name to Temenos AG in May 2018. Temenos AG was founded in 1993 and is headquartered in Geneva, Switzerland.

Full TMSNY Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.