HomeCompareTMSNY vs VIG

TMSNY vs VIG: Dividend Comparison 2026

TMSNY yields 1.79% · VIG yields 1.61%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TMSNY wins by $3.00M in total portfolio value· pulled ahead in Year 3
10 years
TMSNY
TMSNY
● Live price
1.79%
Share price
$86.95
Annual div
$1.55
5Y div CAGR
82.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.03M
Annual income
$2,395,701.91
Full TMSNY calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — TMSNY vs VIG

📍 TMSNY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTMSNYVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TMSNY + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TMSNY pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMSNY
Annual income on $10K today (after 15% tax)
$151.91/yr
After 10yr DRIP, annual income (after tax)
$2,036,346.62/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, TMSNY beats the other by $2,036,197.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TMSNY + VIG for your $10,000?

TMSNY: 50%VIG: 50%
100% VIG50/50100% TMSNY
Portfolio after 10yr
$1.53M
Annual income
$1,197,938.56/yr
Blended yield
78.27%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on TMSNY right now

TMSNY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
3.9
Piotroski
7/9
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMSNY buys
0
VIG buys
0
No recent congressional trades found for TMSNY or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTMSNYVIG
Forward yield1.79%1.61%
Annual dividend / share$1.55$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR82.8%0%
Portfolio after 10y$3.03M$32.3K
Annual income after 10y$2,395,701.91$175.21
Total dividends collected$2.95M$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TMSNY vs VIG ($10,000, DRIP)

YearTMSNY PortfolioTMSNY Income/yrVIG PortfolioVIG Income/yrGap
1$11,027$326.69$11,301$160.59$274.00VIG
2$12,414$615.42$12,752$162.91$338.00VIG
3← crossover$14,467$1,183.66$14,370$165.02+$97.00TMSNY
4$17,836$2,356.55$16,176$166.93+$1.7KTMSNY
5$24,048$4,963.58$18,188$168.67+$5.9KTMSNY
6$37,165$11,433.31$20,432$170.25+$16.7KTMSNY
7$69,953$30,186.74$22,933$171.68+$47.0KTMSNY
8$171,919$97,069.94$25,720$172.98+$146.2KTMSNY
9$591,519$407,565.00$28,827$174.15+$562.7KTMSNY
10$3,028,627$2,395,701.91$32,288$175.21+$3.00MTMSNY

TMSNY vs VIG: Complete Analysis 2026

TMSNYStock

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial institutions worldwide. The company provides Temenos Transact, a banking solution that offers banking software, and data and analytics; and Temenos Payments, a payment solution that gives banks real-time control, customer service experience, and cost efficiencies and risk management solutions. It also offers Temenos Infinity, a digital banking product; Temenos Multifonds, a fund administration solution; Temenos SaaS solution that supports banks in various sectors and geographies; Temenos Quantum, a multi-experience development platform that delivers digital transformation; and Temenos AI that provides frictionless customer experiences and automate processes. In addition, the company provides Temenos Financial Crime Mitigation that allows banks and financial institutions to avoid regulatory fines, detect fraud, and mitigate reputational risks; Temenos Analytics, a reporting, analytics, and business intelligence product; and Temenos Regulatory Compliance, which is used to address fraud, remain compliant with regulations, and manage risk. Further, it offers retail and private banking, corporate and business banking, Islamic banking, wealth management, financial inclusion, mobile banking, consultancy and training services, and support services. Additionally, the company provides Temenos Developer Community, an open API catalogue that brings standardized out-of-the-box APIs to fast track innovation with online support and resources. The company was formerly known as Temenos Group AG and changed its name to Temenos AG in May 2018. Temenos AG was founded in 1993 and is headquartered in Geneva, Switzerland.

Full TMSNY Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.