HomeCompareTMSRX vs SCHD

TMSRX vs SCHD: Dividend Comparison 2026

TMSRX yields 9.49% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TMSRX wins by $8.5K in total portfolio value
10 years
TMSRX
TMSRX
● Live price
9.49%
Share price
$8.67
Annual div
$0.82
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.5K
Annual income
$1,725.78
Full TMSRX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — TMSRX vs SCHD

📍 TMSRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTMSRXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TMSRX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TMSRX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMSRX
Annual income on $10K today (after 15% tax)
$806.96/yr
After 10yr DRIP, annual income (after tax)
$1,466.91/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, TMSRX beats the other by $1,104.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TMSRX + SCHD for your $10,000?

TMSRX: 50%SCHD: 50%
100% SCHD50/50100% TMSRX
Portfolio after 10yr
$33.2K
Annual income
$1,075.86/yr
Blended yield
3.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMSRX buys
0
SCHD buys
0
No recent congressional trades found for TMSRX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTMSRXSCHD
Forward yield9.49%3.46%
Annual dividend / share$0.82$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.5K$29.0K
Annual income after 10y$1,725.78$425.95
Total dividends collected$13.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TMSRX vs SCHD ($10,000, DRIP)

YearTMSRX PortfolioTMSRX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,649$949.37$11,226$346.36+$423.00TMSRX
2$13,498$1,033.60$12,572$357.38+$926.00TMSRX
3$15,563$1,119.31$14,046$367.84+$1.5KTMSRX
4$17,858$1,206.05$15,660$377.73+$2.2KTMSRX
5$20,402$1,293.40$17,425$387.07+$3.0KTMSRX
6$23,211$1,380.95$19,354$395.86+$3.9KTMSRX
7$26,304$1,468.31$21,461$404.13+$4.8KTMSRX
8$29,700$1,555.11$23,762$411.89+$5.9KTMSRX
9$33,420$1,641.04$26,272$419.15+$7.1KTMSRX
10$37,485$1,725.78$29,010$425.95+$8.5KTMSRX

TMSRX vs SCHD: Complete Analysis 2026

TMSRXStock

The manager uses a flexible investment approach across a diverse set of actively managed investment strategies to provide attractive returns relative to cash, seeking low correlation to moves in the broader equity and fixed income markets as well as low overall volatility. The manager has discretion to utilize a wide range of investments across a variety of asset classes including stocks, fixed-income securities, as well as often using derivatives to manage risk and hedge unwanted exposure.

Full TMSRX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.