Is TMST or XYLD a better dividend investment in 2026?

TMST currently yields 9.80% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TMST and XYLD?

TMST has a forward dividend yield of 9.80% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1.18 percentage points.

Home › Compare › TMST vs XYLD

TMST vs XYLD: Dividend Comparison 2026

TMST yields 9.80% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TMST wins by $13.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TMST

● Live price

9.80%

Share price

$20.40

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.3K

Annual income

$1,816.11

Full TMST calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TMST vs XYLD

📍 TMST pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TMST	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TMST + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TMST pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMST

Annual income on $10K today (after 15% tax)

$833.33/yr

After 10yr DRIP, annual income (after tax)

$1,543.69/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,192.47/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TMST + XYLD for your $10,000?

TMST: 50%XYLD: 50%

100% XYLD50/50100% TMST

Portfolio after 10yr

$31.8K

Annual income

$2,517.57/yr

Blended yield

7.92%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TMST right now

TMST

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

2.4

Piotroski

5/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMST buys

XYLD buys

No recent congressional trades found for TMST or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTMSTXYLD

Forward yield	9.80%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$38.3K ✓	$25.3K
Annual income after 10y	$1,816.11	$3,219.02 ✓
Total dividends collected	$14.0K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TMST vs XYLD ($10,000, DRIP)

Year	TMST Portfolio	TMST Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,680	$980.39	$10,818	$1,098.39	+$862.00 → TMST
2	$13,568	$1,070.22	$11,738	$1,222.51	+$1.8K → TMST
3	$15,680	$1,161.87	$12,774	$1,364.64	+$2.9K → TMST
4	$18,032	$1,254.85	$13,944	$1,527.86	+$4.1K → TMST
5	$20,643	$1,348.70	$15,270	$1,715.87	+$5.4K → TMST
6	$23,531	$1,442.98	$16,775	$1,933.09	+$6.8K → TMST
7	$26,716	$1,537.24	$18,490	$2,184.87	+$8.2K → TMST
8	$30,217	$1,631.10	$20,450	$2,477.63	+$9.8K → TMST
9	$34,056	$1,724.17	$22,697	$2,819.19	+$11.4K → TMST
10	$38,256	$1,816.11	$25,280	$3,219.02	+$13.0K → TMST

TMST vs XYLD: Complete Analysis 2026

TMST — Stock

TimkenSteel Corporation manufactures and sells alloy steel, and carbon and micro-alloy steel products in the United States and internationally. It offers carbon, micro-alloy, and alloy steel ingots, bars, tubes, and billets, as well as supplies machining and thermal treatment services. The company's products are used in gears; hubs; axles; crankshafts and connecting rods; oil country drill pipes; bits and collars; bearing races and rolling elements; bushings; fuel injectors; wind energy shafts; anti-friction bearings; and other applications. It also provides custom-make precision steel components. The company offers its products and services to the automotive; oil and gas; industrial equipment; mining; construction; rail; defense; heavy truck; agriculture; power generation; and oil country tubular goods sectors. TimkenSteel Corporation was founded in 1899 and is headquartered in Canton, Ohio.

Full TMST Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this TMST vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TMST vs SCHD TMST vs JEPI TMST vs O TMST vs KO TMST vs MAIN TMST vs QYLD TMST vs JEPQ TMST vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.