HomeCompareTOAK vs VYM

TOAK vs VYM: Dividend Comparison 2026

TOAK yields 6.99% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TOAK wins by $3.9K in total portfolio value
10 years
TOAK
TOAK
● Live price
6.99%
Share price
$28.63
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.7K
Annual income
$1,088.67
Full TOAK calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — TOAK vs VYM

📍 TOAK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOAKVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TOAK + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOAK pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOAK
Annual income on $10K today (after 15% tax)
$593.78/yr
After 10yr DRIP, annual income (after tax)
$925.37/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, TOAK beats the other by $688.60/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of TOAK + VYM for your $10,000?

TOAK: 50%VYM: 50%
100% VYM50/50100% TOAK
Portfolio after 10yr
$29.8K
Annual income
$683.61/yr
Blended yield
2.29%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOAK buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOAKVYM
Forward yield6.99%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.7K$27.8K
Annual income after 10y$1,088.67$278.55
Total dividends collected$9.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TOAK vs VYM ($10,000, DRIP)

YearTOAK PortfolioTOAK Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,399$698.57$11,151$241.44+$248.00TOAK
2$12,941$744.18$12,413$246.79+$528.00TOAK
3$14,636$789.58$13,794$251.79+$842.00TOAK
4$16,495$834.61$15,306$256.47+$1.2KTOAK
5$18,529$879.09$16,960$260.84+$1.6KTOAK
6$20,749$922.87$18,768$264.92+$2.0KTOAK
7$23,167$965.83$20,745$268.71+$2.4KTOAK
8$25,797$1,007.85$22,905$272.24+$2.9KTOAK
9$28,651$1,048.82$25,265$275.51+$3.4KTOAK
10$31,745$1,088.67$27,842$278.55+$3.9KTOAK

TOAK vs VYM: Complete Analysis 2026

TOAKStock

TOAK seeks to provide capital appreciation, with reduced price volatility. The portfolio is actively managed and traded, using defined risk options with a short duration of zero to one year. Define risk options are those in which the maximum loss for any option during the expiry period is no more than the premium invested. An option position pairing strategy is employed to reduce risk. The fund does not use leverage or naked option writing. However, option contracts may be exchanged-listed, over-the-counter (OTC), or FLEX options. The use of OTC options exposes investors to counter-party risk. Based on the portfolio managers assessment of current economic and market conditions, along with existing holdings, the fund may invest in long calls, long puts, debit spreads or a combination of these strategies. In choosing positions for the portfolio, TOAK managers consider price, liquidity, duration, and risk into consideration.

Full TOAK Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.