HomeCompareTOGA vs VYM

TOGA vs VYM: Dividend Comparison 2026

TOGA yields 7.36% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TOGA wins by $4.7K in total portfolio value
10 years
TOGA
TOGA
● Live price
7.36%
Share price
$27.19
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.5K
Annual income
$1,173.18
Full TOGA calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — TOGA vs VYM

📍 TOGA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOGAVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TOGA + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOGA pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOGA
Annual income on $10K today (after 15% tax)
$625.34/yr
After 10yr DRIP, annual income (after tax)
$997.20/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, TOGA beats the other by $760.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOGA + VYM for your $10,000?

TOGA: 50%VYM: 50%
100% VYM50/50100% TOGA
Portfolio after 10yr
$30.2K
Annual income
$725.86/yr
Blended yield
2.40%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOGA buys
0
VYM buys
0
No recent congressional trades found for TOGA or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOGAVYM
Forward yield7.36%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.5K$27.8K
Annual income after 10y$1,173.18$278.55
Total dividends collected$9.6K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TOGA vs VYM ($10,000, DRIP)

YearTOGA PortfolioTOGA Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,436$735.70$11,151$241.44+$285.00TOGA
2$13,022$786.28$12,413$246.79+$609.00TOGA
3$14,771$836.81$13,794$251.79+$977.00TOGA
4$16,692$887.06$15,306$256.47+$1.4KTOGA
5$18,797$936.85$16,960$260.84+$1.8KTOGA
6$21,099$985.99$18,768$264.92+$2.3KTOGA
7$23,610$1,034.33$20,745$268.71+$2.9KTOGA
8$26,345$1,081.72$22,905$272.24+$3.4KTOGA
9$29,317$1,128.04$25,265$275.51+$4.1KTOGA
10$32,542$1,173.18$27,842$278.55+$4.7KTOGA

TOGA vs VYM: Complete Analysis 2026

TOGAStock

TOGA seeks long-term capital appreciation by actively investing in equities of predominantly large- and mid-cap companies around the globe. The fund invests in various developed countries and may also hold equities of emerging market issuers. Typically, the fund allocates at least 40% of its assets to countries outside the US. To build the portfolio, the fund adviser uses a bottom-up, fundamental process, subject to the adviser's discretion. The fundamental approach is based on factors related to strategic business analysis and financial analysis. The selection process tends to favor certain types of firms, which may cause a concentration of investments in a few sectors. The fund seeks a long-term investment horizon. Compounding of returns over multiple years coupled with an ETF structure is expected to result in tax efficiencies. On May 3, 2024, TOGA converted from an unregistered private investment fund to an actively managed ETF structure with about $71 million in assets.

Full TOGA Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.