Is TOITF or HDV a better dividend investment in 2026?

TOITF currently yields 2.52% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between TOITF and HDV?

TOITF has a forward dividend yield of 2.52% ($1.69/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.40 percentage points.

Home › Compare › TOITF vs HDV

TOITF vs HDV: Dividend Comparison 2026

TOITF yields 2.52% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $871.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

TOITF

● Live price

2.52%

Share price

$67.05

Annual div

$1.69

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.4K

Annual income

$295.97

Full TOITF calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — TOITF vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TOITF	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TOITF + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TOITF pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOITF

Annual income on $10K today (after 15% tax)

$213.86/yr

After 10yr DRIP, annual income (after tax)

$251.57/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, HDV beats the other by $48.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TOITF + HDV for your $10,000?

TOITF: 50%HDV: 50%

100% HDV50/50100% TOITF

Portfolio after 10yr

$23.9K

Annual income

$324.35/yr

Blended yield

1.36%

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Analyst Conviction Gap

Where Wall Street is split right now

TOITF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

2.4

Piotroski

5/9

HDV

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOITF buys

HDV buys

No recent congressional trades found for TOITF or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTOITFHDV

Forward yield	2.52%	2.92% ✓
Annual dividend / share	$1.69	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.4K	$24.3K ✓
Annual income after 10y	$295.97	$352.73 ✓
Total dividends collected	$2.8K	$3.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TOITF vs HDV ($10,000, DRIP)

Year	TOITF Portfolio	TOITF Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$10,952	$251.60	$11,002	$292.38	$50.00 → HDV
2	$11,976	$257.52	$12,084	$300.36	$108.00 → HDV
3	$13,077	$263.18	$13,250	$308.02	$173.00 → HDV
4	$14,261	$268.58	$14,506	$315.35	$245.00 → HDV
5	$15,533	$273.74	$15,858	$322.35	$325.00 → HDV
6	$16,899	$278.65	$17,313	$329.04	$414.00 → HDV
7	$18,365	$283.32	$18,878	$335.42	$513.00 → HDV
8	$19,939	$287.76	$20,560	$341.49	$621.00 → HDV
9	$21,627	$291.97	$22,367	$347.25	$740.00 → HDV
10	$23,436	$295.97	$24,307	$352.73	$871.00 → HDV

TOITF vs HDV: Complete Analysis 2026

TOITF — Stock

Topicus.com Inc. provides vertical market software and vertical market platforms in Europe. It develops, installs, and customizes mission-critical software solutions, as well as provides related professional services and support for customers across diverse markets primarily in Europe. The company consumer centric platforms and common workspaces; and software solutions that provide customers with business values and allows them to operate at a high level of efficiency. It serves education, healthcare, social services, local and central government, retail, financial services and accountancy, legal services, real estate, automotive, maritime, and professional associations. The company was incorporated in 2020 and is headquartered in Deventer, Netherlands.

Full TOITF Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.