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TOLZ vs VYM: Dividend Comparison 2026

TOLZ yields 3.66% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $2.4K in total portfolio value
10 years
TOLZ
TOLZ
● Live price
3.66%
Share price
$59.98
Annual div
$2.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$463.24
Full TOLZ calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — TOLZ vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOLZVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TOLZ + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOLZ pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOLZ
Annual income on $10K today (after 15% tax)
$311.19/yr
After 10yr DRIP, annual income (after tax)
$393.75/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, TOLZ beats the other by $161.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOLZ + VYM for your $10,000?

TOLZ: 50%VYM: 50%
100% VYM50/50100% TOLZ
Portfolio after 10yr
$26.6K
Annual income
$368.09/yr
Blended yield
1.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOLZ buys
0
VYM buys
0
No recent congressional trades found for TOLZ or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOLZVYM
Forward yield3.66%2.37%
Annual dividend / share$2.20$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.4K$27.8K
Annual income after 10y$463.24$272.94
Total dividends collected$4.2K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TOLZ vs VYM ($10,000, DRIP)

YearTOLZ PortfolioTOLZ Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,066$366.11$11,147$237.17$81.00VYM
2$12,219$378.63$12,404$242.33$185.00VYM
3$13,465$390.74$13,780$247.16$315.00VYM
4$14,810$402.42$15,285$251.67$475.00VYM
5$16,261$413.66$16,932$255.88$671.00VYM
6$17,824$424.46$18,733$259.81$909.00VYM
7$19,506$434.81$20,701$263.46$1.2KVYM
8$21,316$444.72$22,852$266.86$1.5KVYM
9$23,263$454.20$25,201$270.01$1.9KVYM
10$25,354$463.24$27,768$272.94$2.4KVYM

TOLZ vs VYM: Complete Analysis 2026

TOLZStock

The index consists of companies domiciled globally that qualify as "pure-play" infrastructure companies-companies whose primary business is the ownership and operation of infrastructure assets, activities that generally generate long-term stable cash flows. Under normal circumstances, the fund will invest at least 80% of its total assets in component securities. It is non-diversified.

Full TOLZ Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.