HomeCompareTOP vs VYM

TOP vs VYM: Dividend Comparison 2026

TOP yields 4.00% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.2K in total portfolio value
10 years
TOP
TOP
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full TOP calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — TOP vs VYM

Annual dividend income

MetricTOPVYM
Forward yield4.00%2.91%
Annual dividend / share$2.00$3.44
Payout ratio50%45%
1-year div growth5%6.2%
5-year div CAGR5%7.8%
Portfolio after 10y$28.0K$31.3K
Annual income after 10y$899.19$785.17
Total dividends collected$6.4K$5.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TOP vs VYM ($10,000, DRIP)

YearTOP PortfolioTOP Income/yrVYM PortfolioVYM Income/yrGap
1$11,120$420.00$11,223$313.20$103.00VYM
2$12,357$458.31$12,592$347.33$235.00VYM
3$13,721$499.76$14,123$385.04$402.00VYM
4$15,227$544.58$15,835$426.70$608.00VYM
5$16,885$593.02$17,748$472.73$863.00VYM
6$18,713$645.34$19,887$523.54$1.2KVYM
7$20,724$701.81$22,276$579.64$1.6KVYM
8$22,938$762.73$24,945$641.54$2.0KVYM
9$25,372$828.41$27,925$709.84$2.6KVYM
10$28,047$899.19$31,251$785.17$3.2KVYM

TOP vs VYM: Complete Analysis 2026

TOPStock

TOP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TOP shares.

Full TOP Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is TOP or VYM better for dividend income in 2026?
TOP currently offers a 4.00% yield (2.00/share/year) while VYM offers 2.91% (3.44/share/year). TOP provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in TOP vs VYM earn per year?
With $10,000 invested today: TOP pays approximately $400/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $899/year (TOP) and $785/year (VYM).
Does TOP or VYM pay monthly dividends?
TOP pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this TOP vs VYM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

TOP vs SCHDTOP vs JEPITOP vs OTOP vs KOTOP vs MAINTOP vs VIGTOP vs DGROTOP vs HDVVYM vs SCHDVYM vs VIGVYM vs DGROVYM vs HDV

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.