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TOP Financial Group Limited · NASDAQ
Price: $0.98 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in TOP → $666657611888515.38M in 10 years · $55,528,116,043,536,740,000.00/month
TOP Financial Group Limited, through its subsidiaries, operates as an online brokerage company in Hong Kong. It is involved in the trading of local and overseas equities, futures, and options products; and the provision of brokerage and value-added services, including trade order placement and execution, account management, and customer support services. The company provides a range of futures products, such as index futures, forex futures, agricultural product futures, energy futures, and precious metal futures. It also offers stock brokerage, options brokerage, consulting services, currency exchange services, structured note subscriber services, and margin financing services. The company was formerly known as Zhong Yang Financial Group Limited and changed its name to TOP Financial Group Limited in July 2022. The company was founded in 2015 and is based in Hong Kong, Hong Kong. TOP Financial Group Limited is a subsidiary of Zhong Yang Holdings (BVI) Limited.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold TOP.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 203.21% | 200.41% | $20,321 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 172.73% | 169.93% | $17,273 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 162.57% | 159.77% | $16,257 / yr |
| 🇬🇧 UK ISA | 0% | 203.21% | 200.41% | $20,321 / yr |
| 🇬🇧 UK Taxable | 8.75% | 185.43% | 182.63% | $18,543 / yr |
| 🇨🇦 TFSA | 0% | 203.21% | 200.41% | $20,321 / yr |
| 🇨🇦 CA Taxable | 25% | 152.41% | 149.61% | $15,241 / yr |
| 🇦🇺 Super (pension) | 15% | 172.73% | 169.93% | $17,273 / yr |
| 🇦🇺 AU Taxable | 30% | 142.25% | 139.45% | $14,225 / yr |
| 🇩🇪 DE Taxable | 26.375% | 149.61% | 146.81% | $14,961 / yr |
| 🇫🇷 FR Taxable | 30% | 142.25% | 139.45% | $14,225 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
TOP pays quarterly — 4 times per year. Next ex-div: TBD.
How TOP compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for TOP sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2014-03-14 | 200,000 | $0.20 | $40.0K | ||
| D-Return | 2014-03-14 | 200,000 | $0.20 | $40.0K | ||
| Buy | 2014-03-14 | 200,000 | $0.20 | $40.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the TOP dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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