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TOPC vs XYLD: Dividend Comparison 2026

TOPC yields 1.07% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $4.1K in total portfolio value
10 years
TOPC
TOPC
● Live price
1.07%
Share price
$30.01
Annual div
$0.32
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$114.89
Full TOPC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — TOPC vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOPCXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TOPC + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TOPC pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOPC
Annual income on $10K today (after 15% tax)
$91.09/yr
After 10yr DRIP, annual income (after tax)
$97.66/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,638.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOPC + XYLD for your $10,000?

TOPC: 50%XYLD: 50%
100% XYLD50/50100% TOPC
Portfolio after 10yr
$23.2K
Annual income
$1,666.95/yr
Blended yield
7.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOPC buys
0
XYLD buys
0
No recent congressional trades found for TOPC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOPCXYLD
Forward yield1.07%10.98% ✓
Annual dividend / share$0.32$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.2K$25.3K ✓
Annual income after 10y$114.89$3,219.02 ✓
Total dividends collected$1.1K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: TOPC vs XYLD ($10,000, DRIP)

YearTOPC PortfolioTOPC Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,807$107.17$10,818$1,098.39$11.00 → XYLD
2$11,672$108.24$11,738$1,222.51$66.00 → XYLD
3$12,598$109.25$12,774$1,364.64$176.00 → XYLD
4$13,590$110.21$13,944$1,527.86$354.00 → XYLD
5$14,653$111.11$15,270$1,715.87$617.00 → XYLD
6$15,790$111.96$16,775$1,933.09$985.00 → XYLD
7$17,008$112.76$18,490$2,184.87$1.5K → XYLD
8$18,313$113.51$20,450$2,477.63$2.1K → XYLD
9$19,709$114.22$22,697$2,819.19$3.0K → XYLD
10$21,203$114.89$25,280$3,219.02$4.1K → XYLD

TOPC vs XYLD: Complete Analysis 2026

TOPC — Stock

The iShares S&P 500 3% Capped ETF seeks to track the investment results of an index composed of the companies of the S&P 500, subject to a 3% company weight cap.

Full TOPC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.