Is TOPTX or XYLD a better dividend investment in 2026?

TOPTX currently yields 29.44% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: TOPTX offers higher current income.

What is the dividend yield difference between TOPTX and XYLD?

TOPTX has a forward dividend yield of 29.44% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 18.46 percentage points.

Home › Compare › TOPTX vs XYLD

TOPTX vs XYLD: Dividend Comparison 2026

TOPTX yields 29.44% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TOPTX wins by $102.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TOPTX

● Live price

29.44%

Share price

$6.79

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$128.1K

Annual income

$16,680.06

Full TOPTX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TOPTX vs XYLD

📍 TOPTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TOPTX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TOPTX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TOPTX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOPTX

Annual income on $10K today (after 15% tax)

$2,502.28/yr

After 10yr DRIP, annual income (after tax)

$14,178.05/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, TOPTX beats the other by $11,441.88/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOPTX + XYLD for your $10,000?

TOPTX: 50%XYLD: 50%

100% XYLD50/50100% TOPTX

Portfolio after 10yr

$76.7K

Annual income

$9,949.54/yr

Blended yield

12.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOPTX buys

XYLD buys

No recent congressional trades found for TOPTX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTOPTXXYLD

Forward yield	29.44% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$128.1K ✓	$25.3K
Annual income after 10y	$16,680.06 ✓	$3,219.02
Total dividends collected	$86.8K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TOPTX vs XYLD ($10,000, DRIP)

Year	TOPTX Portfolio	TOPTX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,644	$2,943.86	$10,818	$1,098.39	+$2.8K → TOPTX
2	$18,353	$3,753.80	$11,738	$1,222.51	+$6.6K → TOPTX
3	$24,356	$4,719.00	$12,774	$1,364.64	+$11.6K → TOPTX
4	$31,914	$5,853.01	$13,944	$1,527.86	+$18.0K → TOPTX
5	$41,316	$7,167.51	$15,270	$1,715.87	+$26.0K → TOPTX
6	$52,880	$8,671.93	$16,775	$1,933.09	+$36.1K → TOPTX
7	$66,955	$10,373.03	$18,490	$2,184.87	+$48.5K → TOPTX
8	$83,916	$12,274.70	$20,450	$2,477.63	+$63.5K → TOPTX
9	$104,168	$14,377.79	$22,697	$2,819.19	+$81.5K → TOPTX
10	$128,140	$16,680.06	$25,280	$3,219.02	+$102.9K → TOPTX

TOPTX vs XYLD: Complete Analysis 2026

TOPTX — Stock

The investment seeks total return. Under normal circumstances, the fund seeks to invest in securities benefiting from the long-term growth associated with the changes in energy supply relating to the energy transition that is currently underway. It seeks to achieve its investment objective by investing typically in common stocks of any capitalization that are publicly traded on an exchange or in the over-the-counter market. In addition, the fund may invest in master limited partnerships ("MLPs"). It is non-diversified.

Full TOPTX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.