Is TORW or DIVO a better dividend investment in 2026?

TORW currently yields 11.07% with a 5% 5-year dividend growth rate. DIVO yields 6.62% with 5% growth. The better choice depends on your goal: TORW offers higher current income.

What is the dividend yield difference between TORW and DIVO?

TORW has a forward dividend yield of 11.07% ($9.96/share annually). DIVO yields 6.62% ($2.91/share annually). The yield gap is 4.45 percentage points.

Home › Compare › TORW vs DIVO

TORW vs DIVO: Dividend Comparison 2026

TORW yields 11.07% · DIVO yields 6.62%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TORW wins by $10.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TORW

● Live price

11.07%

Share price

$90.00

Annual div

$9.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41.5K

Annual income

$2,212.66

Full TORW calculator →

DIVO

● Live price

6.62%

Share price

$44.00

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.0K

Annual income

$1,008.47

Full DIVO calculator →

Portfolio growth — TORW vs DIVO

📍 TORW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TORW	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TORW + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

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TORW pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TORW

Annual income on $10K today (after 15% tax)

$940.67/yr

After 10yr DRIP, annual income (after tax)

$1,880.76/yr

DIVO

Annual income on $10K today (after 15% tax)

$562.67/yr

After 10yr DRIP, annual income (after tax)

$857.20/yr

At 15% tax rate, TORW beats the other by $1,023.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TORW + DIVO for your $10,000?

TORW: 50%DIVO: 50%

100% DIVO50/50100% TORW

Portfolio after 10yr

$36.3K

Annual income

$1,610.57/yr

Blended yield

4.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TORW buys

DIVO buys

No recent congressional trades found for TORW or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTORWDIVO

Forward yield	11.07% ✓	6.62%
Annual dividend / share	$9.96 ✓	$2.91
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$41.5K ✓	$31.0K
Annual income after 10y	$2,212.66 ✓	$1,008.47
Total dividends collected	$16.5K ✓	$8.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TORW vs DIVO ($10,000, DRIP)

Year	TORW Portfolio	TORW Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,807	$1,106.67	$11,362	$661.96	+$445.00 → TORW
2	$13,854	$1,221.13	$12,860	$702.91	+$994.00 → TORW
3	$16,163	$1,339.16	$14,504	$743.56	+$1.7K → TORW
4	$18,755	$1,460.14	$16,303	$783.73	+$2.5K → TORW
5	$21,651	$1,583.41	$18,268	$823.31	+$3.4K → TORW
6	$24,875	$1,708.35	$20,408	$862.17	+$4.5K → TORW
7	$28,451	$1,834.32	$22,737	$900.20	+$5.7K → TORW
8	$32,403	$1,960.74	$25,266	$937.31	+$7.1K → TORW
9	$36,758	$2,087.03	$28,008	$973.42	+$8.8K → TORW
10	$41,544	$2,212.66	$30,977	$1,008.47	+$10.6K → TORW

TORW vs DIVO: Complete Analysis 2026

TORW — Stock

The Torrington Water Company operates as a regulated public water utility. It offers water sources to approximately 10,000 customers in the city of Torrington, as well as in the towns of Burlington, Harwinton, Litchfield, and New Hartford, Connecticut. The company was founded in 1873 and is based in Torrington, Connecticut.

Full TORW Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.