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TORW vs DVY: Dividend Comparison 2026

TORW yields 11.07% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TORW wins by $16.5K in total portfolio value
10 years
TORW
TORW
● Live price
11.07%
Share price
$90.00
Annual div
$9.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.5K
Annual income
$2,212.66
Full TORW calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — TORW vs DVY

📍 TORW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTORWDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TORW + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TORW pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TORW
Annual income on $10K today (after 15% tax)
$940.67/yr
After 10yr DRIP, annual income (after tax)
$1,880.76/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, TORW beats the other by $1,508.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TORW + DVY for your $10,000?

TORW: 50%DVY: 50%
100% DVY50/50100% TORW
Portfolio after 10yr
$33.3K
Annual income
$1,325.22/yr
Blended yield
3.98%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TORW buys
0
DVY buys
0
No recent congressional trades found for TORW or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTORWDVY
Forward yield11.07% ✓3.50%
Annual dividend / share$9.96 ✓$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$41.5K ✓$25.1K
Annual income after 10y$2,212.66 ✓$437.78
Total dividends collected$16.5K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TORW vs DVY ($10,000, DRIP)

YearTORW PortfolioTORW Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,807$1,106.67$11,050$349.62+$757.00 → TORW
2$13,854$1,221.13$12,184$361.04+$1.7K → TORW
3$16,163$1,339.16$13,409$372.07+$2.8K → TORW
4$18,755$1,460.14$14,730$382.68+$4.0K → TORW
5$21,651$1,583.41$16,154$392.89+$5.5K → TORW
6$24,875$1,708.35$17,688$402.69+$7.2K → TORW
7$28,451$1,834.32$19,338$412.07+$9.1K → TORW
8$32,403$1,960.74$21,113$421.04+$11.3K → TORW
9$36,758$2,087.03$23,020$429.61+$13.7K → TORW
10$41,544$2,212.66$25,070$437.78+$16.5K → TORW

TORW vs DVY: Complete Analysis 2026

TORW — Stock

The Torrington Water Company operates as a regulated public water utility. It offers water sources to approximately 10,000 customers in the city of Torrington, as well as in the towns of Burlington, Harwinton, Litchfield, and New Hartford, Connecticut. The company was founded in 1873 and is based in Torrington, Connecticut.

Full TORW Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.