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TOS vs ADC: Dividend Comparison 2026

TOS yields 8.14% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $142.7K in total portfolio value· pulled ahead in Year 5
10 years
TOS
TOS
● Live price
8.14%
Share price
$24.57
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.3K
Annual income
$1,362.18
Full TOS calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — TOS vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOSADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TOS + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOS pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOS
Annual income on $10K today (after 15% tax)
$691.90/yr
After 10yr DRIP, annual income (after tax)
$1,157.85/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, ADC beats the other by $66,542.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOS + ADC for your $10,000?

TOS: 50%ADC: 50%
100% ADC50/50100% TOS
Portfolio after 10yr
$105.6K
Annual income
$40,504.71/yr
Blended yield
38.35%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

TOS
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOS buys
0
ADC buys
7
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ADC▼ Sell$15,001 - $50,0002026-01-15
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002025-04-09
Josh Gottheimer🏢 House$ADC▲ Buy$1,001 - $15,0002024-04-15
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002024-03-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOSADC
Forward yield8.14%4.11%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$34.3K$176.9K
Annual income after 10y$1,362.18$79,647.25
Total dividends collected$10.9K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: TOS vs ADC ($10,000, DRIP)

YearTOS PortfolioTOS Income/yrADC PortfolioADC Income/yrGap
1$11,514$814.00$10,987$577.21+$527.00TOS
2$13,196$875.93$12,293$855.34+$903.00TOS
3$15,058$938.20$14,088$1,290.70+$970.00TOS
4$17,112$1,000.54$16,660$1,994.91+$452.00TOS
5← crossover$19,373$1,062.68$20,525$3,181.85$1.2KADC
6$21,853$1,124.35$26,654$5,286.90$4.8KADC
7$24,568$1,185.34$37,006$9,259.47$12.4KADC
8$27,534$1,245.42$55,862$17,338.74$28.3KADC
9$30,765$1,304.43$93,452$35,300.32$62.7KADC
10$34,281$1,362.18$176,931$79,647.25$142.7KADC

TOS vs ADC: Complete Analysis 2026

TOSStock

TOS seeks total return by investing in US equity securities across all market caps. The fund may invest in equities, other ETFs (including affiliated funds), and derivatives such as options, swaps, futures, and structured notes. Selection combines bottom-up fundamental research on individual securities with top-down portfolio analysis. The fund also may employ hedging strategies using option contracts, swaps, and other derivatives, hedging specific securities or broader market exposures through indices or ETFs. Certain derivatives can have a leverage-like effect. The fund may also invest in cash, cash equivalents, or money market instruments, and may hold an affiliated ETF focused on capital appreciation and low volatility during downturns. As an actively managed ETF, the fund manager has full discretion to adjust the portfolio at any time.

Full TOS Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.