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TOTR vs VYM: Dividend Comparison 2026

TOTR yields 5.35% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TOTR wins by $680.00 in total portfolio value
10 years
TOTR
TOTR
● Live price
5.35%
Share price
$40.12
Annual div
$2.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.4K
Annual income
$753.78
Full TOTR calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — TOTR vs VYM

📍 TOTR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOTRVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TOTR + VYM cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TOTR pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOTR
Annual income on $10K today (after 15% tax)
$455.11/yr
After 10yr DRIP, annual income (after tax)
$640.71/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, TOTR beats the other by $408.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOTR + VYM for your $10,000?

TOTR: 50%VYM: 50%
100% VYM50/50100% TOTR
Portfolio after 10yr
$28.1K
Annual income
$513.36/yr
Blended yield
1.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOTR buys
0
VYM buys
0
No recent congressional trades found for TOTR or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOTRVYM
Forward yield5.35% ✓2.37%
Annual dividend / share$2.15$3.51 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.4K ✓$27.8K
Annual income after 10y$753.78 ✓$272.94
Total dividends collected$6.5K ✓$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TOTR vs VYM ($10,000, DRIP)

YearTOTR PortfolioTOTR Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,235$535.42$11,147$237.17+$88.00 → TOTR
2$12,584$562.21$12,404$242.33+$180.00 → TOTR
3$14,053$588.50$13,780$247.16+$273.00 → TOTR
4$15,651$614.22$15,285$251.67+$366.00 → TOTR
5$17,386$639.31$16,932$255.88+$454.00 → TOTR
6$19,267$663.72$18,733$259.81+$534.00 → TOTR
7$21,303$687.40$20,701$263.46+$602.00 → TOTR
8$23,505$710.32$22,852$266.86+$653.00 → TOTR
9$25,883$732.45$25,201$270.01+$682.00 → TOTR
10$28,448$753.78$27,768$272.94+$680.00 → TOTR

TOTR vs VYM: Complete Analysis 2026

TOTR — Stock

The fund seeks to maximize total return through income and, secondarily, capital appreciation.

Full TOTR Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.