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TOV vs SCHD: Dividend Comparison 2026

TOV yields 0.72% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.3K in total portfolio value
10 years
TOV
TOV
● Live price
0.72%
Share price
$26.60
Annual div
$0.19
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$75.79
Full TOV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — TOV vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TOV + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOV pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOV
Annual income on $10K today (after 15% tax)
$61.46/yr
After 10yr DRIP, annual income (after tax)
$64.42/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $297.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOV + SCHD for your $10,000?

TOV: 50%SCHD: 50%
100% SCHD50/50100% TOV
Portfolio after 10yr
$24.9K
Annual income
$250.86/yr
Blended yield
1.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOV buys
0
SCHD buys
0
No recent congressional trades found for TOV or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOVSCHD
Forward yield0.72%3.46%
Annual dividend / share$0.19$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.7K$29.0K
Annual income after 10y$75.79$425.95
Total dividends collected$742.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TOV vs SCHD ($10,000, DRIP)

YearTOV PortfolioTOV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,772$72.31$11,226$346.36$454.00SCHD
2$11,599$72.80$12,572$357.38$973.00SCHD
3$12,484$73.26$14,046$367.84$1.6KSCHD
4$13,432$73.69$15,660$377.73$2.2KSCHD
5$14,446$74.10$17,425$387.07$3.0KSCHD
6$15,532$74.48$19,354$395.86$3.8KSCHD
7$16,694$74.84$21,461$404.13$4.8KSCHD
8$17,938$75.17$23,762$411.89$5.8KSCHD
9$19,269$75.49$26,272$419.15$7.0KSCHD
10$20,694$75.79$29,010$425.95$8.3KSCHD

TOV vs SCHD: Complete Analysis 2026

TOVStock

JLens 500 Jewish Advocacy US ETF is an ETF incorporated in the United States. The Fund seeks to track the total return performance, before fees and expenses, of the JLens 500 Jewish Advocacy U.S. Index. The Index is designed to provide e- xposure to large cap U.S. equity securities included in the VettaFi US Equity L- arge-Cap 500 Index while maintaining alignment with JLens' Jewish value pillars.

Full TOV Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.