HomeCompareTOWN vs CHD

TOWN vs CHD: Dividend Comparison 2026

TOWN yields 3.15% · CHD yields 1.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TOWN wins by $99.6K in total portfolio value
10 years
TOWN
TOWN
● Live price
3.15%
Share price
$33.67
Annual div
$1.06
5Y div CAGR
43%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$126.0K
Annual income
$45,843.73
Full TOWN calculator →
CHD
CHD
● Live price
1.27%
Share price
$93.91
Annual div
$1.19
5Y div CAGR
23.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$1,292.51
Full CHD calculator →

Portfolio growth — TOWN vs CHD

📍 TOWN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOWNCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TOWN + CHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOWN pays
CHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOWN
Annual income on $10K today (after 15% tax)
$267.60/yr
After 10yr DRIP, annual income (after tax)
$38,967.17/yr
CHD
Annual income on $10K today (after 15% tax)
$107.94/yr
After 10yr DRIP, annual income (after tax)
$1,098.63/yr
At 15% tax rate, TOWN beats the other by $37,868.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOWN + CHD for your $10,000?

TOWN: 50%CHD: 50%
100% CHD50/50100% TOWN
Portfolio after 10yr
$76.2K
Annual income
$23,568.11/yr
Blended yield
30.95%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CHD right now

TOWN
Analyst Ratings
3
Buy
3
Hold
Consensus: Buy
Altman Z
-0.5
Piotroski
6/9
CHD
Analyst Ratings
18
Buy
15
Hold
1
Sell
Consensus: Buy
Price Target
$98.40
+4.8% upside vs current
Range: $82.00 — $110.00
Altman Z
4.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOWN buys
0
CHD buys
0
No recent congressional trades found for TOWN or CHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOWNCHD
Forward yield3.15%1.27%
Annual dividend / share$1.06$1.19
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR43%23.1%
Portfolio after 10y$126.0K$26.4K
Annual income after 10y$45,843.73$1,292.51
Total dividends collected$97.0K$5.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: TOWN vs CHD ($10,000, DRIP)

YearTOWN PortfolioTOWN Income/yrCHD PortfolioCHD Income/yrGap
1← crossover$11,150$450.19$10,856$156.32+$294.00TOWN
2$12,602$670.86$11,811$195.24+$791.00TOWN
3$14,497$1,013.28$12,883$244.38+$1.6KTOWN
4$17,070$1,557.87$14,091$306.64+$3.0KTOWN
5$20,716$2,451.50$15,463$385.88+$5.3KTOWN
6$26,142$3,976.18$17,033$487.17+$9.1KTOWN
7$34,678$6,705.88$18,843$617.36+$15.8KTOWN
8$48,994$11,888.31$20,947$785.72+$28.0KTOWN
9$74,871$22,447.03$23,419$1,004.91+$51.5KTOWN
10$125,955$45,843.73$26,350$1,292.51+$99.6KTOWN

TOWN vs CHD: Complete Analysis 2026

TOWNStock

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential real estate, relocation, property management, vacations rental, and title and settlement services; and originates residential mortgage loans. The company also offers life, property, casualty, and vehicle insurance services; and employee benefit programs, such as health, dental, vision, and disability insurance. It operates in Richmond, Virginia, the Greater Hampton Roads region in southeastern Virginia, northeastern North Carolina, Raleigh, Charlotte, Greensboro, and Greenville, North Carolina. TowneBank was incorporated in 1998 and is headquartered in Portsmouth, Virginia.

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CHDConsumer Staples

Church & Dwight Co., Inc. develops, manufactures, and markets household, personal care, and specialty products. It operates through three segments: Consumer Domestic, Consumer International, and Specialty Products Division. The company offers cat litters, carpet deodorizers, laundry detergents, and baking soda, as well as other baking soda based products under the ARM & HAMMER brand; condoms, lubricants, and vibrators under the TROJAN brand; stain removers, cleaning solutions, laundry detergents, and bleach alternatives under the OXICLEAN brand; battery-operated and manual toothbrushes under the SPINBRUSH brand; home pregnancy and ovulation test kits under the FIRST RESPONSE brand; depilatories under the NAIR brand; oral analgesics under the ORAJEL brand; laundry detergents under the XTRA brand; gummy dietary supplements under the L'IL CRITTERS and VITAFUSION brands; dry shampoos under the BATISTE brand; water flossers and replacement showerheads under the WATERPIK brand; FLAWLESS products; cold shortening and relief products under the ZICAM brand; and oral care products under the THERABREATH brand. Its specialty products include animal productivity products, such as MEGALAC rumen bypass fat, a supplement that enables cows to maintain energy levels during the period of high milk production; BIO-CHLOR and FERMENTEN, which are used to reduce health issues associated with calving, as well as provides needed protein; and CELMANAX refined functional carbohydrate, a yeast-based prebiotic. The company offers sodium bicarbonate; and cleaning and deodorizing products. It sells its consumer products through supermarkets, mass merchandisers, wholesale clubs, drugstores, convenience stores, home stores, dollar and other discount stores, pet and other specialty stores, and websites and other e-commerce channels; and specialty products to industrial customers and livestock producers through distributors. The company was founded in 1846 and is headquartered in Ewing, New Jersey.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.