HomeCompareTPLS vs VYM

TPLS vs VYM: Dividend Comparison 2026

TPLS yields 4.00% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $1.9K in total portfolio value
10 years
TPLS
TPLS
● Live price
4.00%
Share price
$25.14
Annual div
$1.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$516.38
Full TPLS calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — TPLS vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTPLSVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TPLS + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TPLS pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TPLS
Annual income on $10K today (after 15% tax)
$339.61/yr
After 10yr DRIP, annual income (after tax)
$438.92/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, TPLS beats the other by $202.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TPLS + VYM for your $10,000?

TPLS: 50%VYM: 50%
100% VYM50/50100% TPLS
Portfolio after 10yr
$26.9K
Annual income
$397.46/yr
Blended yield
1.48%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TPLS buys
0
VYM buys
0
No recent congressional trades found for TPLS or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTPLSVYM
Forward yield4.00%2.41%
Annual dividend / share$1.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.9K$27.8K
Annual income after 10y$516.38$278.55
Total dividends collected$4.6K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TPLS vs VYM ($10,000, DRIP)

YearTPLS PortfolioTPLS Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,100$399.55$11,151$241.44$51.00VYM
2$12,291$414.47$12,413$246.79$122.00VYM
3$13,580$428.93$13,794$251.79$214.00VYM
4$14,974$442.92$15,306$256.47$332.00VYM
5$16,478$456.42$16,960$260.84$482.00VYM
6$18,101$469.42$18,768$264.92$667.00VYM
7$19,850$481.92$20,745$268.71$895.00VYM
8$21,734$493.91$22,905$272.24$1.2KVYM
9$23,761$505.40$25,265$275.51$1.5KVYM
10$25,940$516.38$27,842$278.55$1.9KVYM

TPLS vs VYM: Complete Analysis 2026

TPLSStock

TPLS builds a diversified fixed-income portfolio focused on total return through both income and capital appreciation. Investments include corporate bonds, government securities, MBS, ABS, and bank loans. The fund is flexible, allowing investments in securities of any credit quality and maturity. While it primarily invests in domestic issuers, it may also hold foreign debt, including obligations denominated in non-U.S. currencies, with foreign currency exposure limited to 25%. Additionally, the fund may allocate up to 25% of its assets to high-yield bonds, and exposure to emerging markets is capped at 15%. Security selection relies on fundamental research, which involves proprietary and third-party analysis to evaluate credit quality, economic trends, and valuation. Derivatives may also be used to enhance the portfolio or hedge risks. Positions may be sold to adjust duration, mitigate risk, or take advantage of more attractive opportunities.

Full TPLS Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.