Is TRARX or XYLD a better dividend investment in 2026?

TRARX currently yields 6.06% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TRARX and XYLD?

TRARX has a forward dividend yield of 6.06% ($0.70/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.92 percentage points.

Home › Compare › TRARX vs XYLD

TRARX vs XYLD: Dividend Comparison 2026

TRARX yields 6.06% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TRARX wins by $4.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TRARX

● Live price

6.06%

Share price

$11.49

Annual div

$0.70

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.8K

Annual income

$890.76

Full TRARX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TRARX vs XYLD

📍 TRARX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRARX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRARX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TRARX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRARX

Annual income on $10K today (after 15% tax)

$514.73/yr

After 10yr DRIP, annual income (after tax)

$757.15/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,979.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TRARX + XYLD for your $10,000?

TRARX: 50%XYLD: 50%

100% XYLD50/50100% TRARX

Portfolio after 10yr

$27.6K

Annual income

$2,054.89/yr

Blended yield

7.46%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TRARX right now

TRARX

Analyst Ratings

Buy

Hold

Consensus: Hold

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRARX buys

XYLD buys

No recent congressional trades found for TRARX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRARXXYLD

Forward yield	6.06%	10.98% ✓
Annual dividend / share	$0.70	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.8K ✓	$25.3K
Annual income after 10y	$890.76	$3,219.02 ✓
Total dividends collected	$7.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TRARX vs XYLD ($10,000, DRIP)

Year	TRARX Portfolio	TRARX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,306	$605.57	$10,818	$1,098.39	+$488.00 → TRARX
2	$12,737	$639.84	$11,738	$1,222.51	+$999.00 → TRARX
3	$14,302	$673.69	$12,774	$1,364.64	+$1.5K → TRARX
4	$16,010	$706.99	$13,944	$1,527.86	+$2.1K → TRARX
5	$17,871	$739.65	$15,270	$1,715.87	+$2.6K → TRARX
6	$19,893	$771.58	$16,775	$1,933.09	+$3.1K → TRARX
7	$22,088	$802.72	$18,490	$2,184.87	+$3.6K → TRARX
8	$24,467	$832.99	$20,450	$2,477.63	+$4.0K → TRARX
9	$27,043	$862.35	$22,697	$2,819.19	+$4.3K → TRARX
10	$29,826	$890.76	$25,280	$3,219.02	+$4.5K → TRARX

TRARX vs XYLD: Complete Analysis 2026

TRARX — Stock

The investment seeks the highest total return over time consistent with an emphasis on both capital growth and income. The fund pursues its objective by investing in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. It is managed based on the specific retirement year (target date 2005) included in its name and assumes a retirement age of 65. The target date refers to the approximate year an investor in the fund would plan to retire and likely stop making new investments in the fund.

Full TRARX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.