HomeCompareTRATF vs SCHD

TRATF vs SCHD: Dividend Comparison 2026

TRATF yields 3.09% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TRATF wins by $2.75M in total portfolio value· pulled ahead in Year 2
10 years
TRATF
TRATF
● Live price
3.09%
Share price
$35.00
Annual div
$1.08
5Y div CAGR
69.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.77M
Annual income
$2,096,038.85
Full TRATF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — TRATF vs SCHD

📍 TRATF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTRATFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TRATF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TRATF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRATF
Annual income on $10K today (after 15% tax)
$262.29/yr
After 10yr DRIP, annual income (after tax)
$1,781,633.02/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, TRATF beats the other by $1,781,270.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TRATF + SCHD for your $10,000?

TRATF: 50%SCHD: 50%
100% SCHD50/50100% TRATF
Portfolio after 10yr
$1.40M
Annual income
$1,048,232.40/yr
Blended yield
74.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRATF buys
0
SCHD buys
0
No recent congressional trades found for TRATF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTRATFSCHD
Forward yield3.09%3.46%
Annual dividend / share$1.08$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR69.6%0%
Portfolio after 10y$2.77M$29.0K
Annual income after 10y$2,096,038.85$425.95
Total dividends collected$2.69M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TRATF vs SCHD ($10,000, DRIP)

YearTRATF PortfolioTRATF Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,223$523.34$11,226$346.36$3.00SCHD
2← crossover$12,940$930.99$12,572$357.38+$368.00TRATF
3$15,547$1,701.37$14,046$367.84+$1.5KTRATF
4$19,876$3,240.10$15,660$377.73+$4.2KTRATF
5$27,832$6,565.51$17,425$387.07+$10.4KTRATF
6$44,353$14,572.74$19,354$395.86+$25.0KTRATF
7$84,268$36,809.52$21,461$404.13+$62.8KTRATF
8$201,017$110,850.23$23,762$411.89+$177.3KTRATF
9$634,219$419,131.14$26,272$419.15+$607.9KTRATF
10$2,774,653$2,096,038.85$29,010$425.95+$2.75MTRATF

TRATF vs SCHD: Complete Analysis 2026

TRATFStock

Traton SE manufactures commercial vehicles worldwide. It operates in Industrial Business and Financial Services segments. The company offers light and heavy-duty commercial vehicles, such as trucks and bus chassis; vans; construction vehicles; city buses; and intercity and travel coaches, as well as spare parts and services. It also provides a cloud-based platform for freight transportation under the RIO brand name. The company offers its products and services under the MAN, Scania, Navistar, and Volkswagen Caminhões e Ônibus brands. In addition, it provides a range of financial solutions, including dealer and customer finance, leasing, and insurance products. The company was founded in 2015 and is based in Munich, Germany. Traton SE is a subsidiary of Volkswagen Finance Luxemburg S.A.

Full TRATF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.