HomeCompareTRCY vs SPHD

TRCY vs SPHD: Dividend Comparison 2026

TRCY yields 3.74% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TRCY wins by $88.1K in total portfolio value
10 years
TRCY
TRCY
● Live price
3.74%
Share price
$19.26
Annual div
$0.72
5Y div CAGR
38.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$114.6K
Annual income
$37,879.83
Full TRCY calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — TRCY vs SPHD

📍 TRCY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTRCYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TRCY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TRCY pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRCY
Annual income on $10K today (after 15% tax)
$317.76/yr
After 10yr DRIP, annual income (after tax)
$32,197.86/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, TRCY beats the other by $31,712.23/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of TRCY + SPHD for your $10,000?

TRCY: 50%SPHD: 50%
100% SPHD50/50100% TRCY
Portfolio after 10yr
$70.6K
Annual income
$19,225.57/yr
Blended yield
27.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRCY buys
0
SPHD buys
0
No recent congressional trades found for TRCY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTRCYSPHD
Forward yield3.74%4.33%
Annual dividend / share$0.72$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR38.5%0%
Portfolio after 10y$114.6K$26.5K
Annual income after 10y$37,879.83$571.32
Total dividends collected$85.8K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TRCY vs SPHD ($10,000, DRIP)

YearTRCY PortfolioTRCY Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,218$517.76$11,133$432.85+$85.00TRCY
2$12,755$751.80$12,363$450.36+$392.00TRCY
3$14,754$1,106.46$13,695$467.39+$1.1KTRCY
4$17,444$1,656.69$15,138$483.90+$2.3KTRCY
5$21,200$2,535.30$16,697$499.88+$4.5KTRCY
6$26,672$3,988.37$18,382$515.31+$8.3KTRCY
7$35,034$6,495.12$20,198$530.17+$14.8KTRCY
8$48,530$11,043.03$22,157$544.46+$26.4KTRCY
9$71,727$19,800.13$24,266$558.18+$47.5KTRCY
10$114,628$37,879.83$26,536$571.32+$88.1KTRCY

TRCY vs SPHD: Complete Analysis 2026

TRCYStock

Tri City Bankshares Corporation, through its subsidiaries, provides various banking products and services primarily in Southeastern Wisconsin. The company accepts checking accounts, savings accounts, money market accounts, youth and health savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include home mortgage loans, home equity loans, auto loans, construction and land loans, personal and business loans, commercial real estate loans, business lines of credit, and small business loans. The company also offers credit and debits cards; and digital banking, refinancing, overdraft protection, merchant services, remote deposit capture, bill pay, payroll, ATM, gift card, telephone banking, direct deposit, safe deposit boxes, and investment services. Tri City Bankshares Corporation was founded in 1963 and is based in Oak Creek, Wisconsin.

Full TRCY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.