Is TREAY or QYLD a better dividend investment in 2026?

TREAY currently yields 1.93% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between TREAY and QYLD?

TREAY has a forward dividend yield of 1.93% ($0.83/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.99 percentage points.

Home › Compare › TREAY vs QYLD

TREAY vs QYLD: Dividend Comparison 2026

TREAY yields 1.93% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TREAY wins by $55.59M in total portfolio value

INVESTMENT

TIME HORIZON10 years

TREAY

● Live price

1.93%

Share price

$43.00

Annual div

$0.83

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$55.62M

Annual income

$50,596,077.77

Full TREAY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TREAY vs QYLD

📍 TREAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TREAY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TREAY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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TREAY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TREAY

Annual income on $10K today (after 15% tax)

$164.44/yr

After 10yr DRIP, annual income (after tax)

$43,006,666.10/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, TREAY beats the other by $43,001,855.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TREAY + QYLD for your $10,000?

TREAY: 50%QYLD: 50%

100% QYLD50/50100% TREAY

Portfolio after 10yr

$27.82M

Annual income

$25,300,868.55/yr

Blended yield

90.94%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TREAY buys

QYLD buys

No recent congressional trades found for TREAY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTREAYQYLD

Forward yield	1.93%	11.92% ✓
Annual dividend / share	$0.83	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$55.62M ✓	$25.4K
Annual income after 10y	$50,596,077.77 ✓	$5,659.31
Total dividends collected	$55.21M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TREAY vs QYLD ($10,000, DRIP)

Year	TREAY Portfolio	TREAY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,087	$386.91	$10,352	$1,192.36	+$735.00 → TREAY
2	$12,665	$801.80	$10,830	$1,347.57	+$1.8K → TREAY
3	$15,263	$1,712.00	$11,460	$1,539.07	+$3.8K → TREAY
4	$20,188	$3,856.56	$12,275	$1,777.84	+$7.9K → TREAY
5	$31,136	$9,534.48	$13,323	$2,078.95	+$17.8K → TREAY
6	$60,801	$27,485.61	$14,667	$2,463.34	+$46.1K → TREAY
7	$165,380	$100,323.02	$16,396	$2,960.57	+$149.0K → TREAY
8	$687,014	$510,057.17	$18,631	$3,612.97	+$668.4K → TREAY
9	$4,695,579	$3,960,473.54	$21,548	$4,482.15	+$4.67M → TREAY
10	$55,620,347	$50,596,077.77	$25,398	$5,659.31	+$55.59M → TREAY

TREAY vs QYLD: Complete Analysis 2026

TREAY — Stock

Terna Energy Societe Anonyme Commercial Technical Company operates in the renewable energy sources (RES), construction, trading of electric energy, and concessions sectors in Greece, Balkans, Eastern Europe, and North America. The company constructs, exploits, and installs renewable sources of wind and hydroelectric energy, photovoltaic parks. It also owns and operates wind parks, hydroelectric projects, pumped storage, hybrid stations, and photovoltaics, as well as PPP waste management projects, the production of biofuels, soil conditioners and other products. In addition, the company engages in the construction and operation of infrastructure and public sector projects, such as unified automatic collection system and municipal waste treatment facilities in Epirus region. As of December 31, 2021, the company had operational power of approximately 1,300 MW and installed capacity of 895.3 MW. Terna Energy Societe Anonyme Commercial Technical Company was founded in 1949 and is based in Athens, Greece.

Full TREAY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.