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TRFHX vs CL: Dividend Comparison 2026

TRFHX yields 5.91% · CL yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TRFHX wins by $1.5K in total portfolio value
10 years
TRFHX
TRFHX
● Live price
5.91%
Share price
$27.52
Annual div
$1.63
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.5K
Annual income
$860.64
Full TRFHX calculator →
CL
CL
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CL calculator →

Portfolio growth — TRFHX vs CL

📍 TRFHX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTRFHXCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TRFHX + CL cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TRFHX pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRFHX
Annual income on $10K today (after 15% tax)
$502.00/yr
After 10yr DRIP, annual income (after tax)
$731.54/yr
CL
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, CL beats the other by $32.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TRFHX + CL for your $10,000?

TRFHX: 50%CL: 50%
100% CL50/50100% TRFHX
Portfolio after 10yr
$28.8K
Annual income
$879.92/yr
Blended yield
3.06%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

TRFHX
No analyst data
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+84.9% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRFHX buys
0
CL buys
9
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$CL▼ Sell$1,001 - $15,0002025-10-09
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-10-07
Rick Larsen🏢 House$CL▼ Sell$1,001 - $15,0002025-10-06
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$CL▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$CL▼ Sell$1,001 - $15,0002025-09-11
Tim Moore🏢 House$CL▼ Sell$1,001 - $15,0002025-09-10
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-08-26
Lisa McClain🏢 House$CL▲ Buy$1,001 - $15,0002025-08-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTRFHXCL
Forward yield5.91% ✓4.00%
Annual dividend / share$1.63$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$29.5K ✓$28.0K
Annual income after 10y$860.64$899.19 ✓
Total dividends collected$7.3K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TRFHX vs CL ($10,000, DRIP)

YearTRFHX PortfolioTRFHX Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,291$590.59$11,120$420.00+$171.00 → TRFHX
2$12,704$623.19$12,357$458.31+$347.00 → TRFHX
3$14,249$655.33$13,721$499.76+$528.00 → TRFHX
4$15,933$686.93$15,227$544.58+$706.00 → TRFHX
5$17,766$717.88$16,885$593.02+$881.00 → TRFHX
6$19,758$748.10$18,713$645.34+$1.0K → TRFHX
7$21,919$777.55$20,724$701.81+$1.2K → TRFHX
8$24,259$806.14$22,938$762.73+$1.3K → TRFHX
9$26,791$833.85$25,372$828.41+$1.4K → TRFHX
10$29,527$860.64$28,047$899.19+$1.5K → TRFHX

TRFHX vs CL: Complete Analysis 2026

TRFHX — Stock

The fund invests in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. Its allocation among T. Rowe Price mutual funds will change over time in relation to its target retirement date. The fund is managed based on the specific retirement year (target date 2030) included in its name and assumes a retirement age of 65.

Full TRFHX Calculator →

CL — Consumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.