HomeCompareTRFM vs RYLD

TRFM vs RYLD: Dividend Comparison 2026

TRFM yields 0.17% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $8.1K in total portfolio value
10 years
TRFM
TRFM
● Live price
0.17%
Share price
$46.46
Annual div
$0.08
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$17.63
Full TRFM calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — TRFM vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTRFMRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TRFM + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TRFM pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRFM
Annual income on $10K today (after 15% tax)
$14.82/yr
After 10yr DRIP, annual income (after tax)
$14.99/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $749.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TRFM + RYLD for your $10,000?

TRFM: 50%RYLD: 50%
100% RYLD50/50100% TRFM
Portfolio after 10yr
$24.0K
Annual income
$458.42/yr
Blended yield
1.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRFM buys
0
RYLD buys
0
No recent congressional trades found for TRFM or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTRFMRYLD
Forward yield0.17%4.00%
Annual dividend / share$0.08$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR0%5%
Portfolio after 10y$19.9K$28.0K
Annual income after 10y$17.63$899.19
Total dividends collected$175.00$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TRFM vs RYLD ($10,000, DRIP)

YearTRFM PortfolioTRFM Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,717$17.44$11,120$420.00$403.00RYLD
2$11,485$17.46$12,357$458.31$872.00RYLD
3$12,307$17.49$13,721$499.76$1.4KRYLD
4$13,186$17.52$15,227$544.58$2.0KRYLD
5$14,126$17.54$16,885$593.02$2.8KRYLD
6$15,132$17.56$18,713$645.34$3.6KRYLD
7$16,209$17.58$20,724$701.81$4.5KRYLD
8$17,362$17.60$22,938$762.73$5.6KRYLD
9$18,594$17.62$25,372$828.41$6.8KRYLD
10$19,914$17.63$28,047$899.19$8.1KRYLD

TRFM vs RYLD: Complete Analysis 2026

TRFMStock

The fund uses a “passive management” (or indexing) approach to track the total return performance, before fees and expenses, of the index. The index is a rules-based index that measures the performance of U.S.-listed common equity securities, including American Depositary Receipts (“ADRs”) for foreign securities, of companies poised to benefit from a significant disruption and/or transformation of consumer behavior and technological innovation.

Full TRFM Calculator →

RYLDETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.