Is TRGOX or SCHD a better dividend investment in 2026?

TRGOX currently yields 16.12% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: TRGOX offers higher current income.

What is the dividend yield difference between TRGOX and SCHD?

TRGOX has a forward dividend yield of 16.12% ($11.58/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 12.66 percentage points.

Home › Compare › TRGOX vs SCHD

TRGOX vs SCHD: Dividend Comparison 2026

TRGOX yields 16.12% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TRGOX wins by $28.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TRGOX

● Live price

16.12%

Share price

$71.84

Annual div

$11.58

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.4K

Annual income

$4,345.97

Full TRGOX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — TRGOX vs SCHD

📍 TRGOX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRGOX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TRGOX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TRGOX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRGOX

Annual income on $10K today (after 15% tax)

$1,370.13/yr

After 10yr DRIP, annual income (after tax)

$3,694.07/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, TRGOX beats the other by $3,332.02/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TRGOX + SCHD for your $10,000?

TRGOX: 50%SCHD: 50%

100% SCHD50/50100% TRGOX

Portfolio after 10yr

$43.2K

Annual income

$2,385.95/yr

Blended yield

5.52%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRGOX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRGOXSCHD

Forward yield	16.12% ✓	3.46%
Annual dividend / share	$11.58 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.4K ✓	$29.0K
Annual income after 10y	$4,345.97 ✓	$425.95
Total dividends collected	$29.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TRGOX vs SCHD ($10,000, DRIP)

Year	TRGOX Portfolio	TRGOX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$12,312	$1,611.92	$11,226	$346.36	+$1.1K → TRGOX
2	$15,028	$1,854.74	$12,572	$357.38	+$2.5K → TRGOX
3	$18,196	$2,115.88	$14,046	$367.84	+$4.2K → TRGOX
4	$21,864	$2,394.28	$15,660	$377.73	+$6.2K → TRGOX
5	$26,084	$2,688.71	$17,425	$387.07	+$8.7K → TRGOX
6	$30,907	$2,997.72	$19,354	$395.86	+$11.6K → TRGOX
7	$36,390	$3,319.70	$21,461	$404.13	+$14.9K → TRGOX
8	$42,591	$3,652.94	$23,762	$411.89	+$18.8K → TRGOX
9	$49,568	$3,995.64	$26,272	$419.15	+$23.3K → TRGOX
10	$57,383	$4,345.97	$29,010	$425.95	+$28.4K → TRGOX

TRGOX vs SCHD: Complete Analysis 2026

TRGOX — Stock

The fund will normally invest at least 80% of its net assets (including any borrowings for investment purposes) in the securities of large-cap companies. The advisor defines a large-cap company as one whose market capitalization is larger than the median market capitalization of companies in the Russell 1000® Growth Index, a widely used benchmark of the largest U.S. growth stocks. The fund is non-diversified.

Full TRGOX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this TRGOX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TRGOX vs JEPI TRGOX vs O TRGOX vs KO TRGOX vs MAIN TRGOX vs VYM TRGOX vs DGRO TRGOX vs VIG TRGOX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.