Is TRIRX or SPHD a better dividend investment in 2026?

TRIRX currently yields 4.60% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: TRIRX offers higher current income.

What is the dividend yield difference between TRIRX and SPHD?

TRIRX has a forward dividend yield of 4.60% ($3.18/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 0.60 percentage points.

Home › Compare › TRIRX vs SPHD

TRIRX vs SPHD: Dividend Comparison 2026

TRIRX yields 4.60% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $1.0K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

TRIRX

● Live price

4.60%

Share price

$69.16

Annual div

$3.18

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.0K

Annual income

$618.38

Full TRIRX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — TRIRX vs SPHD

📍 SPHD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRIRX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRIRX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TRIRX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRIRX

Annual income on $10K today (after 15% tax)

$391.36/yr

After 10yr DRIP, annual income (after tax)

$525.62/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $238.69/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TRIRX + SPHD for your $10,000?

TRIRX: 50%SPHD: 50%

100% SPHD50/50100% TRIRX

Portfolio after 10yr

$27.5K

Annual income

$758.79/yr

Blended yield

2.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRIRX buys

SPHD buys

No recent congressional trades found for TRIRX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRIRXSPHD

Forward yield	4.60% ✓	4.00%
Annual dividend / share	$3.18 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$27.0K	$28.0K ✓
Annual income after 10y	$618.38	$899.19 ✓
Total dividends collected	$5.4K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TRIRX vs SPHD ($10,000, DRIP)

Year	TRIRX Portfolio	TRIRX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1	$11,160	$460.43	$11,120	$420.00	+$40.00 → TRIRX
2	$12,422	$480.24	$12,357	$458.31	+$65.00 → TRIRX
3	$13,791	$499.55	$13,721	$499.76	+$70.00 → TRIRX
4	$15,275	$518.33	$15,227	$544.58	+$48.00 → TRIRX
5← crossover	$16,880	$536.54	$16,885	$593.02	$5.00 → SPHD
6	$18,616	$554.15	$18,713	$645.34	$97.00 → SPHD
7	$20,491	$571.15	$20,724	$701.81	$233.00 → SPHD
8	$22,512	$587.53	$22,938	$762.73	$426.00 → SPHD
9	$24,692	$603.27	$25,372	$828.41	$680.00 → SPHD
10	$27,038	$618.38	$28,047	$899.19	$1.0K → SPHD

TRIRX vs SPHD: Complete Analysis 2026

TRIRX — Stock

Under normal circumstances, the fund invests at least 80% of its assets in securities of its benchmark index, the Russell 1000® Growth Index. It buys most, but not necessarily all, of the stocks in its benchmark index, and the advisor will attempt to closely match the overall investment characteristics of the fund's benchmark index.

Full TRIRX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.