Is TRJWX or XYLD a better dividend investment in 2026?

TRJWX currently yields 5.06% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TRJWX and XYLD?

TRJWX has a forward dividend yield of 5.06% ($0.70/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.92 percentage points.

Home › Compare › TRJWX vs XYLD

TRJWX vs XYLD: Dividend Comparison 2026

TRJWX yields 5.06% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TRJWX wins by $2.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TRJWX

● Live price

5.06%

Share price

$13.89

Annual div

$0.70

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.9K

Annual income

$699.34

Full TRJWX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TRJWX vs XYLD

📍 TRJWX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRJWX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRJWX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

TRJWX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRJWX

Annual income on $10K today (after 15% tax)

$430.10/yr

After 10yr DRIP, annual income (after tax)

$594.44/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,141.73/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TRJWX + XYLD for your $10,000?

TRJWX: 50%XYLD: 50%

100% XYLD50/50100% TRJWX

Portfolio after 10yr

$26.6K

Annual income

$1,959.18/yr

Blended yield

7.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRJWX buys

XYLD buys

No recent congressional trades found for TRJWX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRJWXXYLD

Forward yield	5.06%	10.98% ✓
Annual dividend / share	$0.70	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.9K ✓	$25.3K
Annual income after 10y	$699.34	$3,219.02 ✓
Total dividends collected	$6.1K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TRJWX vs XYLD ($10,000, DRIP)

Year	TRJWX Portfolio	TRJWX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,206	$506.00	$10,818	$1,098.39	+$388.00 → TRJWX
2	$12,520	$529.93	$11,738	$1,222.51	+$782.00 → TRJWX
3	$13,950	$553.35	$12,774	$1,364.64	+$1.2K → TRJWX
4	$15,503	$576.20	$13,944	$1,527.86	+$1.6K → TRJWX
5	$17,186	$598.44	$15,270	$1,715.87	+$1.9K → TRJWX
6	$19,010	$620.03	$16,775	$1,933.09	+$2.2K → TRJWX
7	$20,981	$640.94	$18,490	$2,184.87	+$2.5K → TRJWX
8	$23,111	$661.14	$20,450	$2,477.63	+$2.7K → TRJWX
9	$25,409	$680.61	$22,697	$2,819.19	+$2.7K → TRJWX
10	$27,887	$699.34	$25,280	$3,219.02	+$2.6K → TRJWX

TRJWX vs XYLD: Complete Analysis 2026

TRJWX — Stock

The fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. It is intended for retired investors who seek income and relative stability from bonds along with some capital appreciation potential from stocks. The fund's "neutral allocations," which are what T. Rowe Price considers broadly appropriate for investors during their retirement years, are 40% stock funds and 60% bond funds.

Full TRJWX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.