Is TRPCX or QYLD a better dividend investment in 2026?

TRPCX currently yields 1.97% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between TRPCX and QYLD?

TRPCX has a forward dividend yield of 1.97% ($0.29/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.95 percentage points.

Home › Compare › TRPCX vs QYLD

TRPCX vs QYLD: Dividend Comparison 2026

TRPCX yields 1.97% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $2.8K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

TRPCX

● Live price

1.97%

Share price

$14.71

Annual div

$0.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.6K

Annual income

$223.96

Full TRPCX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TRPCX vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRPCX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRPCX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TRPCX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRPCX

Annual income on $10K today (after 15% tax)

$167.57/yr

After 10yr DRIP, annual income (after tax)

$190.37/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,620.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TRPCX + QYLD for your $10,000?

TRPCX: 50%QYLD: 50%

100% QYLD50/50100% TRPCX

Portfolio after 10yr

$24.0K

Annual income

$2,941.64/yr

Blended yield

12.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRPCX buys

QYLD buys

No recent congressional trades found for TRPCX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRPCXQYLD

Forward yield	1.97%	11.92% ✓
Annual dividend / share	$0.29	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.6K	$25.4K ✓
Annual income after 10y	$223.96	$5,659.31 ✓
Total dividends collected	$2.1K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TRPCX vs QYLD ($10,000, DRIP)

Year	TRPCX Portfolio	TRPCX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,897	$197.14	$10,352	$1,192.36	+$545.00 → TRPCX
2	$11,861	$200.78	$10,830	$1,347.57	+$1.0K → TRPCX
3	$12,895	$204.23	$11,460	$1,539.07	+$1.4K → TRPCX
4	$14,005	$207.52	$12,275	$1,777.84	+$1.7K → TRPCX
5	$15,196	$210.64	$13,323	$2,078.95	+$1.9K → TRPCX
6	$16,474	$213.60	$14,667	$2,463.34	+$1.8K → TRPCX
7	$17,843	$216.41	$16,396	$2,960.57	+$1.4K → TRPCX
8	$19,311	$219.07	$18,631	$3,612.97	+$680.00 → TRPCX
9← crossover	$20,885	$221.58	$21,548	$4,482.15	$663.00 → QYLD
10	$22,571	$223.96	$25,398	$5,659.31	$2.8K → QYLD

TRPCX vs QYLD: Complete Analysis 2026

TRPCX — Stock

The fund pursues its objective by investing in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. The fund's allocation among T. Rowe Price mutual funds will change over time in relation to its target retirement date. It is primarily designed for an investor who anticipates retiring at or about the target date and who plans to withdraw the value of the account in the fund gradually after retirement.

Full TRPCX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.