Is TRRCX or HDV a better dividend investment in 2026?

TRRCX currently yields 5.81% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: TRRCX offers higher current income.

What is the dividend yield difference between TRRCX and HDV?

TRRCX has a forward dividend yield of 5.81% ($1.57/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 2.89 percentage points.

Home › Compare › TRRCX vs HDV

TRRCX vs HDV: Dividend Comparison 2026

TRRCX yields 5.81% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TRRCX wins by $5.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TRRCX

● Live price

5.81%

Share price

$27.05

Annual div

$1.57

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.3K

Annual income

$841.39

Full TRRCX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — TRRCX vs HDV

📍 TRRCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRRCX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRRCX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

TRRCX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRRCX

Annual income on $10K today (after 15% tax)

$493.75/yr

After 10yr DRIP, annual income (after tax)

$715.18/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, TRRCX beats the other by $415.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TRRCX + HDV for your $10,000?

TRRCX: 50%HDV: 50%

100% HDV50/50100% TRRCX

Portfolio after 10yr

$26.8K

Annual income

$597.05/yr

Blended yield

2.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRRCX buys

HDV buys

No recent congressional trades found for TRRCX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRRCXHDV

Forward yield	5.81% ✓	2.92%
Annual dividend / share	$1.57	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.3K ✓	$24.3K
Annual income after 10y	$841.39 ✓	$352.73
Total dividends collected	$7.2K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TRRCX vs HDV ($10,000, DRIP)

Year	TRRCX Portfolio	TRRCX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,281	$580.89	$11,002	$292.38	+$279.00 → TRRCX
2	$12,683	$612.42	$12,084	$300.36	+$599.00 → TRRCX
3	$14,214	$643.50	$13,250	$308.02	+$964.00 → TRRCX
4	$15,883	$674.01	$14,506	$315.35	+$1.4K → TRRCX
5	$17,699	$703.88	$15,858	$322.35	+$1.8K → TRRCX
6	$19,671	$733.03	$17,313	$329.04	+$2.4K → TRRCX
7	$21,809	$761.40	$18,878	$335.42	+$2.9K → TRRCX
8	$24,125	$788.95	$20,560	$341.49	+$3.6K → TRRCX
9	$26,629	$815.62	$22,367	$347.25	+$4.3K → TRRCX
10	$29,335	$841.39	$24,307	$352.73	+$5.0K → TRRCX

TRRCX vs HDV: Complete Analysis 2026

TRRCX — Stock

The fund invests in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. Its allocation among T. Rowe Price mutual funds will change over time in relation to its target retirement date. The fund is managed based on the specific retirement year (target date 2030) included in its name and assumes a retirement age of 65.

Full TRRCX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.