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TRRIX vs SPHD: Dividend Comparison 2026

TRRIX yields 5.14% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $11.00 in total portfolio value· pulled ahead in Year 10
10 years
TRRIX
TRRIX
● Live price
5.14%
Share price
$13.72
Annual div
$0.71
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$713.71
Full TRRIX calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — TRRIX vs SPHD

📍 SPHD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTRRIXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TRRIX + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TRRIX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRRIX
Annual income on $10K today (after 15% tax)
$436.78/yr
After 10yr DRIP, annual income (after tax)
$606.65/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $157.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TRRIX + SPHD for your $10,000?

TRRIX: 50%SPHD: 50%
100% SPHD50/50100% TRRIX
Portfolio after 10yr
$28.0K
Annual income
$806.46/yr
Blended yield
2.88%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRRIX buys
0
SPHD buys
0
No recent congressional trades found for TRRIX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTRRIXSPHD
Forward yield5.14% ✓4.00%
Annual dividend / share$0.71$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$28.0K$28.0K
Annual income after 10y$713.71$899.19 ✓
Total dividends collected$6.2K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TRRIX vs SPHD ($10,000, DRIP)

YearTRRIX PortfolioTRRIX Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,214$513.86$11,120$420.00+$94.00 → TRRIX
2$12,537$538.53$12,357$458.31+$180.00 → TRRIX
3$13,978$562.70$13,721$499.76+$257.00 → TRRIX
4$15,542$586.31$15,227$544.58+$315.00 → TRRIX
5$17,240$609.29$16,885$593.02+$355.00 → TRRIX
6$19,078$631.61$18,713$645.34+$365.00 → TRRIX
7$21,067$653.24$20,724$701.81+$343.00 → TRRIX
8$23,216$674.14$22,938$762.73+$278.00 → TRRIX
9$25,535$694.31$25,372$828.41+$163.00 → TRRIX
10← crossover$28,036$713.71$28,047$899.19$11.00 → SPHD

TRRIX vs SPHD: Complete Analysis 2026

TRRIX — Stock

The fund invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. It is intended for retired investors who seek income and relative stability from bonds along with some capital appreciation potential from stocks. The fund's "neutral allocations," which are what T. Rowe Price considers broadly appropriate for investors during their retirement years, are 40% stock funds and 60% bond funds.

Full TRRIX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.