Is TRRMX or QYLD a better dividend investment in 2026?

TRRMX currently yields 4.01% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between TRRMX and QYLD?

TRRMX has a forward dividend yield of 4.01% ($0.86/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.91 percentage points.

Home › Compare › TRRMX vs QYLD

TRRMX vs QYLD: Dividend Comparison 2026

TRRMX yields 4.01% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TRRMX wins by $562.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

TRRMX

● Live price

4.01%

Share price

$21.42

Annual div

$0.86

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.0K

Annual income

$518.17

Full TRRMX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TRRMX vs QYLD

📍 TRRMX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRRMX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRRMX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Nov

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Dec

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TRRMX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRRMX

Annual income on $10K today (after 15% tax)

$340.56/yr

After 10yr DRIP, annual income (after tax)

$440.44/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,369.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TRRMX + QYLD for your $10,000?

TRRMX: 50%QYLD: 50%

100% QYLD50/50100% TRRMX

Portfolio after 10yr

$25.7K

Annual income

$3,088.75/yr

Blended yield

12.03%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRRMX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRRMXQYLD

Forward yield	4.01%	11.92% ✓
Annual dividend / share	$0.86	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.0K ✓	$25.4K
Annual income after 10y	$518.17	$5,659.31 ✓
Total dividends collected	$4.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TRRMX vs QYLD ($10,000, DRIP)

Year	TRRMX Portfolio	TRRMX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,101	$400.65	$10,352	$1,192.36	+$749.00 → TRRMX
2	$12,293	$415.66	$10,830	$1,347.57	+$1.5K → TRRMX
3	$13,584	$430.20	$11,460	$1,539.07	+$2.1K → TRRMX
4	$14,979	$444.27	$12,275	$1,777.84	+$2.7K → TRRMX
5	$16,486	$457.85	$13,323	$2,078.95	+$3.2K → TRRMX
6	$18,111	$470.93	$14,667	$2,463.34	+$3.4K → TRRMX
7	$19,862	$483.50	$16,396	$2,960.57	+$3.5K → TRRMX
8	$21,748	$495.57	$18,631	$3,612.97	+$3.1K → TRRMX
9	$23,777	$507.12	$21,548	$4,482.15	+$2.2K → TRRMX
10	$25,960	$518.17	$25,398	$5,659.31	+$562.00 → TRRMX

TRRMX vs QYLD: Complete Analysis 2026

TRRMX — Stock

The fund invests in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. Its allocation among T. Rowe Price mutual funds will change over time in relation to its target retirement date. The fund is managed based on the specific retirement year (target date 2050) included in its name and assumes a retirement age of 65.

Full TRRMX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.