Is TRRVX or XYLD a better dividend investment in 2026?

TRRVX currently yields 7.25% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TRRVX and XYLD?

TRRVX has a forward dividend yield of 7.25% ($0.96/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.73 percentage points.

Home › Compare › TRRVX vs XYLD

TRRVX vs XYLD: Dividend Comparison 2026

TRRVX yields 7.25% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TRRVX wins by $7.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TRRVX

● Live price

7.25%

Share price

$13.31

Annual div

$0.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.3K

Annual income

$1,147.51

Full TRRVX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TRRVX vs XYLD

📍 TRRVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRRVX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRRVX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TRRVX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRRVX

Annual income on $10K today (after 15% tax)

$615.88/yr

After 10yr DRIP, annual income (after tax)

$975.38/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,760.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TRRVX + XYLD for your $10,000?

TRRVX: 50%XYLD: 50%

100% XYLD50/50100% TRRVX

Portfolio after 10yr

$28.8K

Annual income

$2,183.26/yr

Blended yield

7.58%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TRRVX right now

TRRVX

Analyst Ratings

Buy

Hold

Consensus: Hold

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRRVX buys

XYLD buys

No recent congressional trades found for TRRVX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRRVXXYLD

Forward yield	7.25%	10.98% ✓
Annual dividend / share	$0.96	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.3K ✓	$25.3K
Annual income after 10y	$1,147.51	$3,219.02 ✓
Total dividends collected	$9.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TRRVX vs XYLD ($10,000, DRIP)

Year	TRRVX Portfolio	TRRVX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,425	$724.57	$10,818	$1,098.39	+$607.00 → TRRVX
2	$12,998	$773.63	$11,738	$1,222.51	+$1.3K → TRRVX
3	$14,730	$822.59	$12,774	$1,364.64	+$2.0K → TRRVX
4	$16,633	$871.25	$13,944	$1,527.86	+$2.7K → TRRVX
5	$18,716	$919.41	$15,270	$1,715.87	+$3.4K → TRRVX
6	$20,993	$966.90	$16,775	$1,933.09	+$4.2K → TRRVX
7	$23,477	$1,013.59	$18,490	$2,184.87	+$5.0K → TRRVX
8	$26,179	$1,059.32	$20,450	$2,477.63	+$5.7K → TRRVX
9	$29,116	$1,104.00	$22,697	$2,819.19	+$6.4K → TRRVX
10	$32,301	$1,147.51	$25,280	$3,219.02	+$7.0K → TRRVX

TRRVX vs XYLD: Complete Analysis 2026

TRRVX — Stock

The investment seeks the highest total return over time consistent with an emphasis on both capital growth and income. The fund pursues its objective by investing in a diversified portfolio of other T. Rowe Price stock and bond mutual funds that represent various asset classes and sectors. It is managed based on the specific retirement year (target date 2025) included in its name and assumes a retirement age of 65. The target date refers to the approximate year an investor in the fund would plan to retire and likely stop making new investments in the fund.

Full TRRVX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.