Is TRSAX or XYLD a better dividend investment in 2026?

TRSAX currently yields 16.12% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: TRSAX offers higher current income.

What is the dividend yield difference between TRSAX and XYLD?

TRSAX has a forward dividend yield of 16.12% ($14.61/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.14 percentage points.

Home › Compare › TRSAX vs XYLD

TRSAX vs XYLD: Dividend Comparison 2026

TRSAX yields 16.12% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TRSAX wins by $32.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TRSAX

● Live price

16.12%

Share price

$90.60

Annual div

$14.61

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.4K

Annual income

$4,348.65

Full TRSAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TRSAX vs XYLD

📍 TRSAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRSAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRSAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TRSAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRSAX

Annual income on $10K today (after 15% tax)

$1,370.56/yr

After 10yr DRIP, annual income (after tax)

$3,696.35/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, TRSAX beats the other by $960.19/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TRSAX + XYLD for your $10,000?

TRSAX: 50%XYLD: 50%

100% XYLD50/50100% TRSAX

Portfolio after 10yr

$41.3K

Annual income

$3,783.83/yr

Blended yield

9.15%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRSAX buys

XYLD buys

No recent congressional trades found for TRSAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRSAXXYLD

Forward yield	16.12% ✓	10.98%
Annual dividend / share	$14.61 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.4K ✓	$25.3K
Annual income after 10y	$4,348.65 ✓	$3,219.02
Total dividends collected	$29.0K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TRSAX vs XYLD ($10,000, DRIP)

Year	TRSAX Portfolio	TRSAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,312	$1,612.43	$10,818	$1,098.39	+$1.5K → TRSAX
2	$15,030	$1,855.41	$11,738	$1,222.51	+$3.3K → TRSAX
3	$18,199	$2,116.72	$12,774	$1,364.64	+$5.4K → TRSAX
4	$21,868	$2,395.33	$13,944	$1,527.86	+$7.9K → TRSAX
5	$26,088	$2,689.98	$15,270	$1,715.87	+$10.8K → TRSAX
6	$30,914	$2,999.23	$16,775	$1,933.09	+$14.1K → TRSAX
7	$36,399	$3,321.48	$18,490	$2,184.87	+$17.9K → TRSAX
8	$42,602	$3,655.00	$20,450	$2,477.63	+$22.2K → TRSAX
9	$49,582	$3,998.00	$22,697	$2,819.19	+$26.9K → TRSAX
10	$57,402	$4,348.65	$25,280	$3,219.02	+$32.1K → TRSAX

TRSAX vs XYLD: Complete Analysis 2026

TRSAX — Stock

The investment seeks long-term capital growth through investments in stocks. The fund will normally invest at least 80% of its net assets (including any borrowings for investment purposes) in the common stocks of a diversified group of growth companies. While most assets will typically be invested in U.S. common stocks, the fund may invest in foreign stocks in keeping with the fund's objective. The fund is non-diversified.

Full TRSAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.