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TRUD vs SCHD: Dividend Comparison 2026

TRUD yields 0.19% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.1K in total portfolio value
10 years
TRUD
TRUD
● Live price
0.19%
Share price
$23.43
Annual div
$0.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$18.75
Full TRUD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — TRUD vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTRUDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TRUD + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TRUD pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRUD
Annual income on $10K today (after 15% tax)
$15.74/yr
After 10yr DRIP, annual income (after tax)
$15.94/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $346.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TRUD + SCHD for your $10,000?

TRUD: 50%SCHD: 50%
100% SCHD50/50100% TRUD
Portfolio after 10yr
$24.5K
Annual income
$222.34/yr
Blended yield
0.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRUD buys
0
SCHD buys
0
No recent congressional trades found for TRUD or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTRUDSCHD
Forward yield0.19%3.46% ✓
Annual dividend / share$0.04$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$19.9K$29.0K ✓
Annual income after 10y$18.75$425.95 ✓
Total dividends collected$186.00 ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TRUD vs SCHD ($10,000, DRIP)

YearTRUD PortfolioTRUD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,719$18.52$11,226$346.36$507.00 → SCHD
2$11,487$18.56$12,572$357.38$1.1K → SCHD
3$12,310$18.59$14,046$367.84$1.7K → SCHD
4$13,190$18.61$15,660$377.73$2.5K → SCHD
5$14,132$18.64$17,425$387.07$3.3K → SCHD
6$15,140$18.66$19,354$395.86$4.2K → SCHD
7$16,219$18.69$21,461$404.13$5.2K → SCHD
8$17,373$18.71$23,762$411.89$6.4K → SCHD
9$18,608$18.73$26,272$419.15$7.7K → SCHD
10$19,929$18.75$29,010$425.95$9.1K → SCHD

TRUD vs SCHD: Complete Analysis 2026

TRUD — Stock

VanEck Consumer Discretionary TruSector ETF (the “Fund”) is an actively managed ETF that seeks long-term capital appreciation by investing in securities of consumer discretionary-related companies or instruments that provide exposure to consumer discretionary-related companies

Full TRUD Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.