HomeCompareTRV vs LOW

TRV vs LOW: Dividend Comparison 2026

TRV yields 1.51% · LOW yields 2.04%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LOW wins by $70.19M in total portfolio value
10 years
TRV
TRV
● Live price
1.51%
Share price
$291.82
Annual div
$4.40
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.2K
Annual income
$2,702.00
Full TRV calculator →
LOW
LOW
● Live price
2.04%
Share price
$232.58
Annual div
$4.75
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.22M
Annual income
$64,185,884.20
Full LOW calculator →

Portfolio growth — TRV vs LOW

📍 LOW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTRVLOW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TRV + LOW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TRV pays
LOW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRV
Annual income on $10K today (after 15% tax)
$128.16/yr
After 10yr DRIP, annual income (after tax)
$2,296.70/yr
LOW
Annual income on $10K today (after 15% tax)
$173.60/yr
After 10yr DRIP, annual income (after tax)
$54,558,001.57/yr
At 15% tax rate, LOW beats the other by $54,555,704.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TRV + LOW for your $10,000?

TRV: 50%LOW: 50%
100% LOW50/50100% TRV
Portfolio after 10yr
$35.13M
Annual income
$32,094,293.10/yr
Blended yield
91.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on LOW right now

TRV
Analyst Ratings
1
Strong
12
Buy
27
Hold
3
Sell
Consensus: Hold
Price Target
$312.75
+7.2% upside vs current
Range: $304.00 — $317.00
Altman Z
1.6
Piotroski
6/9
LOW
Analyst Ratings
31
Buy
19
Hold
1
Sell
Consensus: Buy
Price Target
$288.25
+23.9% upside vs current
Range: $230.00 — $325.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRV buys
0
LOW buys
0
No recent congressional trades found for TRV or LOW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTRVLOW
Forward yield1.51%2.04%
Annual dividend / share$4.40$4.75
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.6%100%
Portfolio after 10y$31.2K$70.22M
Annual income after 10y$2,702.00$64,185,884.20
Total dividends collected$9.7K$69.74M
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$312.75$288.25

Year-by-year: TRV vs LOW ($10,000, DRIP)

YearTRV PortfolioTRV Income/yrLOW PortfolioLOW Income/yrGap
1← crossover$10,894$193.90$11,108$408.46$214.00LOW
2$11,910$253.87$12,734$848.11$824.00LOW
3$13,078$333.59$15,443$1,817.25$2.4KLOW
4$14,433$440.23$20,643$4,119.23$6.2KLOW
5$16,028$583.95$32,380$10,292.23$16.4KLOW
6$17,929$779.35$64,823$30,176.08$46.9KLOW
7$20,232$1,047.79$182,277$112,916.51$162.0KLOW
8$23,069$1,421.06$788,517$593,481.00$765.4KLOW
9$26,631$1,947.44$5,642,510$4,798,796.17$5.62MLOW
10$31,197$2,702.00$70,223,370$64,185,884.20$70.19MLOW

TRV vs LOW: Complete Analysis 2026

TRVFinancials

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

Full TRV Calculator →

LOWConsumer Discretionary

Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States and internationally. The company offers a line of products for construction, maintenance, repair, remodeling, and decorating. It provides home improvement products, such as appliances, seasonal and outdoor living, lawn and garden, lumber, kitchens and bath, tools, paint, millwork, hardware, flooring, rough plumbing, building materials, decor, lighting, and electrical. It also offers installation services through independent contractors in various product categories; extended protection plans; and in-warranty and out-of-warranty repair services. The company sells its national brand-name merchandise and private brand products to homeowners, renters, and professional customers. As of January 28, 2022, it operated 1,971 home improvement and hardware stores. The company also sells its products through websites comprising Lowes.com and Lowesforpros.com; and through mobile applications. Lowe's Companies, Inc. was founded in 1921 and is based in Mooresville, North Carolina.

Full LOW Calculator →
📬

Get this TRV vs LOW comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TRV vs SCHDTRV vs JEPITRV vs OTRV vs KOTRV vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.