Is TSBIX or QYLD a better dividend investment in 2026?

TSBIX currently yields 3.97% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between TSBIX and QYLD?

TSBIX has a forward dividend yield of 3.97% ($0.36/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.95 percentage points.

Home › Compare › TSBIX vs QYLD

TSBIX vs QYLD: Dividend Comparison 2026

TSBIX yields 3.97% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSBIX wins by $494.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSBIX

● Live price

3.97%

Share price

$9.03

Annual div

$0.36

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$511.96

Full TSBIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TSBIX vs QYLD

📍 TSBIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSBIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TSBIX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSBIX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSBIX

Annual income on $10K today (after 15% tax)

$337.29/yr

After 10yr DRIP, annual income (after tax)

$435.17/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,375.25/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSBIX + QYLD for your $10,000?

TSBIX: 50%QYLD: 50%

100% QYLD50/50100% TSBIX

Portfolio after 10yr

$25.6K

Annual income

$3,085.64/yr

Blended yield

12.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSBIX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSBIXQYLD

Forward yield	3.97%	11.92% ✓
Annual dividend / share	$0.36	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.9K ✓	$25.4K
Annual income after 10y	$511.96	$5,659.31 ✓
Total dividends collected	$4.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSBIX vs QYLD ($10,000, DRIP)

Year	TSBIX Portfolio	TSBIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,097	$396.81	$10,352	$1,192.36	+$745.00 → TSBIX
2	$12,285	$411.53	$10,830	$1,347.57	+$1.5K → TSBIX
3	$13,571	$425.79	$11,460	$1,539.07	+$2.1K → TSBIX
4	$14,960	$439.58	$12,275	$1,777.84	+$2.7K → TSBIX
5	$16,461	$452.89	$13,323	$2,078.95	+$3.1K → TSBIX
6	$18,078	$465.70	$14,667	$2,463.34	+$3.4K → TSBIX
7	$19,822	$478.02	$16,396	$2,960.57	+$3.4K → TSBIX
8	$21,699	$489.83	$18,631	$3,612.97	+$3.1K → TSBIX
9	$23,719	$501.14	$21,548	$4,482.15	+$2.2K → TSBIX
10	$25,892	$511.96	$25,398	$5,659.31	+$494.00 → TSBIX

TSBIX vs QYLD: Complete Analysis 2026

TSBIX — Stock

The fund invests at least 80% of its assets in bonds. For these purposes, bonds include fixed-income securities of all types. It primarily invests in a broad range of investment-grade bonds and fixed-income securities, including, but not limited to, U.S. government securities, corporate bonds, taxable municipal securities and mortgage-backed or other asset-backed securities.

Full TSBIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this TSBIX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TSBIX vs SCHD TSBIX vs JEPI TSBIX vs O TSBIX vs KO TSBIX vs MAIN TSBIX vs XYLD TSBIX vs JEPQ TSBIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.