Is TSCDF or XYLD a better dividend investment in 2026?

TSCDF currently yields 3.04% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TSCDF and XYLD?

TSCDF has a forward dividend yield of 3.04% ($0.19/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.94 percentage points.

Home › Compare › TSCDF vs XYLD

TSCDF vs XYLD: Dividend Comparison 2026

TSCDF yields 3.04% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSCDF wins by $155.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSCDF

● Live price

3.04%

Share price

$6.23

Annual div

$0.19

5Y div CAGR

47.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$181.1K

Annual income

$78,676.63

Full TSCDF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TSCDF vs XYLD

📍 TSCDF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSCDF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TSCDF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSCDF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSCDF

Annual income on $10K today (after 15% tax)

$258.28/yr

After 10yr DRIP, annual income (after tax)

$66,875.14/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, TSCDF beats the other by $64,138.97/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSCDF + XYLD for your $10,000?

TSCDF: 50%XYLD: 50%

100% XYLD50/50100% TSCDF

Portfolio after 10yr

$103.2K

Annual income

$40,947.83/yr

Blended yield

39.69%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TSCDF right now

TSCDF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

4.5

Piotroski

8/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSCDF buys

XYLD buys

No recent congressional trades found for TSCDF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSCDFXYLD

Forward yield	3.04%	10.98% ✓
Annual dividend / share	$0.19	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	47.8% ✓	0%
Portfolio after 10y	$181.1K ✓	$25.3K
Annual income after 10y	$78,676.63 ✓	$3,219.02
Total dividends collected	$149.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSCDF vs XYLD ($10,000, DRIP)

Year	TSCDF Portfolio	TSCDF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,149	$449.10	$10,818	$1,098.39	+$331.00 → TSCDF
2	$12,621	$691.63	$11,738	$1,222.51	+$883.00 → TSCDF
3	$14,586	$1,081.49	$12,774	$1,364.64	+$1.8K → TSCDF
4	$17,334	$1,726.45	$13,944	$1,527.86	+$3.4K → TSCDF
5	$21,381	$2,833.96	$15,270	$1,715.87	+$6.1K → TSCDF
6	$27,706	$4,828.60	$16,775	$1,933.09	+$10.9K → TSCDF
7	$38,289	$8,642.95	$18,490	$2,184.87	+$19.8K → TSCDF
8	$57,467	$16,498.52	$20,450	$2,477.63	+$37.0K → TSCDF
9	$95,695	$34,204.82	$22,697	$2,819.19	+$73.0K → TSCDF
10	$181,070	$78,676.63	$25,280	$3,219.02	+$155.8K → TSCDF

TSCDF vs XYLD: Complete Analysis 2026

TSCDF — Stock

Tesco PLC, together with its subsidiaries, engages in retailing and retail banking activities. It provides food products through approximately 4,752 stores in the United Kingdom, Republic of Ireland, the Czech Republic, Slovakia, and Hungary, as well as through online. The company is also involved in the food and drink wholesaling activities. In addition, it offers banking and insurance services in the United Kingdom. Further, the company operates a network of one stop convenience stores; and provides data science, technology, software, and consultancy services. Tesco PLC was founded in 1919 and is headquartered in Welwyn Garden City, the United Kingdom.

Full TSCDF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this TSCDF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TSCDF vs SCHD TSCDF vs JEPI TSCDF vs O TSCDF vs KO TSCDF vs MAIN TSCDF vs QYLD TSCDF vs JEPQ TSCDF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.