Is TSCDY or XYLD a better dividend investment in 2026?

TSCDY currently yields 2.91% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TSCDY and XYLD?

TSCDY has a forward dividend yield of 2.91% ($0.55/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.07 percentage points.

Home › Compare › TSCDY vs XYLD

TSCDY vs XYLD: Dividend Comparison 2026

TSCDY yields 2.91% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSCDY wins by $142.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSCDY

● Live price

2.91%

Share price

$19.03

Annual div

$0.55

5Y div CAGR

47.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$167.4K

Annual income

$70,986.96

Full TSCDY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TSCDY vs XYLD

📍 TSCDY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSCDY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TSCDY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSCDY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSCDY

Annual income on $10K today (after 15% tax)

$247.54/yr

After 10yr DRIP, annual income (after tax)

$60,338.92/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, TSCDY beats the other by $57,602.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TSCDY + XYLD for your $10,000?

TSCDY: 50%XYLD: 50%

100% XYLD50/50100% TSCDY

Portfolio after 10yr

$96.3K

Annual income

$37,102.99/yr

Blended yield

38.52%

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Analyst Conviction Gap

Where Wall Street is most bullish on TSCDY right now

TSCDY

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

4.6

Piotroski

8/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSCDY buys

XYLD buys

No recent congressional trades found for TSCDY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSCDYXYLD

Forward yield	2.91%	10.98% ✓
Annual dividend / share	$0.55	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	47.8% ✓	0%
Portfolio after 10y	$167.4K ✓	$25.3K
Annual income after 10y	$70,986.96 ✓	$3,219.02
Total dividends collected	$136.7K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSCDY vs XYLD ($10,000, DRIP)

Year	TSCDY Portfolio	TSCDY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,130	$430.43	$10,818	$1,098.39	+$312.00 → TSCDY
2	$12,571	$661.77	$11,738	$1,222.51	+$833.00 → TSCDY
3	$14,484	$1,032.44	$12,774	$1,364.64	+$1.7K → TSCDY
4	$17,141	$1,643.07	$13,944	$1,527.86	+$3.2K → TSCDY
5	$21,026	$2,685.92	$15,270	$1,715.87	+$5.8K → TSCDY
6	$27,049	$4,551.15	$16,775	$1,933.09	+$10.3K → TSCDY
7	$37,030	$8,087.32	$18,490	$2,184.87	+$18.5K → TSCDY
8	$54,915	$15,293.02	$20,450	$2,477.63	+$34.5K → TSCDY
9	$90,087	$31,327.19	$22,697	$2,819.19	+$67.4K → TSCDY
10	$167,380	$70,986.96	$25,280	$3,219.02	+$142.1K → TSCDY

TSCDY vs XYLD: Complete Analysis 2026

TSCDY — Stock

Tesco PLC, together with its subsidiaries, engages in retailing and retail banking activities. It provides food products through approximately 4,752 stores in the United Kingdom, Republic of Ireland, the Czech Republic, Slovakia, and Hungary, as well as through online. The company is also involved in the food and drink wholesaling activities. In addition, it offers banking and insurance services in the United Kingdom. Further, the company operates a network of one stop convenience stores; and provides data science, technology, software, and consultancy services. Tesco PLC was founded in 1919 and is headquartered in Welwyn Garden City, the United Kingdom.

Full TSCDY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.