Is TSCHY or XYLD a better dividend investment in 2026?

TSCHY currently yields 1081.08% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: TSCHY offers higher current income.

What is the dividend yield difference between TSCHY and XYLD?

TSCHY has a forward dividend yield of 1081.08% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 1069.88 percentage points.

Home › Compare › TSCHY vs XYLD

TSCHY vs XYLD: Dividend Comparison 2026

TSCHY yields 1081.08% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSCHY wins by $37306288.16M in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSCHY

● Live price

1081.08%

Share price

$0.19

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37306288.18M

Annual income

$31,563,031,594,132.85

Full TSCHY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — TSCHY vs XYLD

📍 TSCHY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSCHY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TSCHY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSCHY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSCHY

Annual income on $10K today (after 15% tax)

$91,891.89/yr

After 10yr DRIP, annual income (after tax)

$26,828,576,855,012.92/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, TSCHY beats the other by $26,828,576,852,164.55/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSCHY + XYLD for your $10,000?

TSCHY: 50%XYLD: 50%

100% XYLD50/50100% TSCHY

Portfolio after 10yr

$18653144.11M

Annual income

$15,781,515,798,741.93/yr

Blended yield

84.61%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSCHY buys

XYLD buys

No recent congressional trades found for TSCHY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSCHYXYLD

Forward yield	1081.08% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$37306288.18M ✓	$25.9K
Annual income after 10y	$31,563,031,594,132.85 ✓	$3,351.03
Total dividends collected	$36872092.59M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSCHY vs XYLD ($10,000, DRIP)

Year	TSCHY Portfolio	TSCHY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$118,808	$108,108.11	$10,840	$1,120.44	+$108.0K → TSCHY
2	$1,327,510	$1,200,385.03	$11,786	$1,249.59	+$1.32M → TSCHY
3	$13,955,553	$12,535,117.70	$12,854	$1,397.78	+$13.94M → TSCHY
4	$138,087,992	$123,155,549.73	$14,063	$1,568.33	+$138.07M → TSCHY
5	$1,286,637,044	$1,138,882,892.71	$15,434	$1,765.19	+$1286.62M → TSCHY
6	$11,294,046,827	$9,917,345,190.59	$16,995	$1,993.14	+$11294.03M → TSCHY
7	$93,443,552,038	$81,358,921,932.82	$18,777	$2,257.95	+$93443.53M → TSCHY
8	$729,086,740,275	$629,102,139,594.15	$20,818	$2,566.58	+$729086.72M → TSCHY
9	$5,367,529,524,068	$4,587,406,711,974.06	$23,163	$2,927.50	+$5367529.50M → TSCHY
10	$37,306,288,184,886	$31,563,031,594,132.85	$25,865	$3,351.03	+$37306288.16M → TSCHY

TSCHY vs XYLD: Complete Analysis 2026

TSCHY — Stock

Trustco Group Holdings Limited, together with its subsidiaries, provides banking, financial, and insurance related products and services. The company operates through three segments: Insurance and its Investments, Banking and Finance, and Resources. The Insurance and its Investments segment provides short- and long-term insurance products and services to individuals, and small and medium enterprises. This segment also invests primarily in mixed use land development, as well as offers construction and management services; and engages in the provision of education services. The Banking and Finance segment provides commercial banking and micro-finance to individuals and businesses; financial assistance services for educational and training purposes; and long-term property advances. The Resources segment primarily conducts mining operations with focus on diamond industry. It has operations in Namibia, South Africa, Mauritius, and Sierra Leone. Trustco Group Holdings Limited was founded in 1992 and is headquartered in Windhoek, Namibia.

Full TSCHY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this TSCHY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TSCHY vs SCHD TSCHY vs JEPI TSCHY vs O TSCHY vs KO TSCHY vs MAIN TSCHY vs QYLD TSCHY vs JEPQ TSCHY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.