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TSCIX vs SCHD: Dividend Comparison 2026

TSCIX yields 6.79% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TSCIX wins by $2.3K in total portfolio value
10 years
TSCIX
TSCIX
● Live price
6.79%
Share price
$11.75
Annual div
$0.80
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$1,046.12
Full TSCIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — TSCIX vs SCHD

📍 TSCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTSCIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TSCIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TSCIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSCIX
Annual income on $10K today (after 15% tax)
$577.42/yr
After 10yr DRIP, annual income (after tax)
$889.20/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, TSCIX beats the other by $527.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSCIX + SCHD for your $10,000?

TSCIX: 50%SCHD: 50%
100% SCHD50/50100% TSCIX
Portfolio after 10yr
$30.2K
Annual income
$736.03/yr
Blended yield
2.44%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSCIX buys
1
SCHD buys
0
PoliticianChamberTickerTypeAmountDate
Dan Sullivan🏛 Senate$TSCIX▲ Buy$1,001 - $15,0002019-07-17
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTSCIXSCHD
Forward yield6.79%3.46%
Annual dividend / share$0.80$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.3K$29.0K
Annual income after 10y$1,046.12$425.95
Total dividends collected$8.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TSCIX vs SCHD ($10,000, DRIP)

YearTSCIX PortfolioTSCIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,379$679.32$11,226$346.36+$153.00TSCIX
2$12,898$722.45$12,572$357.38+$326.00TSCIX
3$14,567$765.31$14,046$367.84+$521.00TSCIX
4$16,394$807.75$15,660$377.73+$734.00TSCIX
5$18,391$849.61$17,425$387.07+$966.00TSCIX
6$20,569$890.76$19,354$395.86+$1.2KTSCIX
7$22,940$931.09$21,461$404.13+$1.5KTSCIX
8$25,516$970.48$23,762$411.89+$1.8KTSCIX
9$28,311$1,008.84$26,272$419.15+$2.0KTSCIX
10$31,339$1,046.12$29,010$425.95+$2.3KTSCIX

TSCIX vs SCHD: Complete Analysis 2026

TSCIXStock

The fund will invest at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in equity securities of small-capitalization companies. It typically invests in common and preferred stocks of U.S. small-capitalization companies. The subadvisor generally considers a company to be a small-capitalization company if, at the time of purchase, the market capitalization is below $3 billion or otherwise within the range of capitalizations of companies in the Russell 2000® Index.

Full TSCIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.