Is TSCSX or XYLD a better dividend investment in 2026?

TSCSX currently yields 2.37% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TSCSX and XYLD?

TSCSX has a forward dividend yield of 2.37% ($0.76/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.61 percentage points.

Home › Compare › TSCSX vs XYLD

TSCSX vs XYLD: Dividend Comparison 2026

TSCSX yields 2.37% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.1K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

TSCSX

● Live price

2.37%

Share price

$32.13

Annual div

$0.76

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.2K

Annual income

$276.02

Full TSCSX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TSCSX vs XYLD

📍 XYLD pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSCSX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TSCSX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSCSX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSCSX

Annual income on $10K today (after 15% tax)

$201.34/yr

After 10yr DRIP, annual income (after tax)

$234.62/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,501.55/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSCSX + XYLD for your $10,000?

TSCSX: 50%XYLD: 50%

100% XYLD50/50100% TSCSX

Portfolio after 10yr

$24.2K

Annual income

$1,747.52/yr

Blended yield

7.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSCSX buys

XYLD buys

No recent congressional trades found for TSCSX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSCSXXYLD

Forward yield	2.37%	10.98% ✓
Annual dividend / share	$0.76	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.2K	$25.3K ✓
Annual income after 10y	$276.02	$3,219.02 ✓
Total dividends collected	$2.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSCSX vs XYLD ($10,000, DRIP)

Year	TSCSX Portfolio	TSCSX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,937	$236.87	$10,818	$1,098.39	+$119.00 → TSCSX
2	$11,945	$242.11	$11,738	$1,222.51	+$207.00 → TSCSX
3	$13,028	$247.12	$12,774	$1,364.64	+$254.00 → TSCSX
4	$14,192	$251.90	$13,944	$1,527.86	+$248.00 → TSCSX
5	$15,441	$256.45	$15,270	$1,715.87	+$171.00 → TSCSX
6	$16,783	$260.78	$16,775	$1,933.09	+$8.00 → TSCSX
7← crossover	$18,223	$264.90	$18,490	$2,184.87	$267.00 → XYLD
8	$19,767	$268.80	$20,450	$2,477.63	$683.00 → XYLD
9	$21,424	$272.51	$22,697	$2,819.19	$1.3K → XYLD
10	$23,199	$276.02	$25,280	$3,219.02	$2.1K → XYLD

TSCSX vs XYLD: Complete Analysis 2026

TSCSX — Stock

The fund invests at least 80% of its net assets (plus the amount of any borrowing for investment purposes) in equity securities of small companies. The Adviser focuses mainly on the equity securities of smaller U.S. companies which have market capitalizations equivalent to those companies included in widely known indices such as the Russell 2000® Index, S&P SmallCap 600® Index, or the small company market capitalization classifications published by Morningstar or Lipper, Inc.

Full TSCSX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this TSCSX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TSCSX vs SCHD TSCSX vs JEPI TSCSX vs O TSCSX vs KO TSCSX vs MAIN TSCSX vs QYLD TSCSX vs JEPQ TSCSX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.