HomeCompareTSDLX vs VYM

TSDLX vs VYM: Dividend Comparison 2026

TSDLX yields 4.79% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $457.00 in total portfolio value· pulled ahead in Year 7
10 years
TSDLX
TSDLX
● Live price
4.79%
Share price
$9.42
Annual div
$0.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$651.23
Full TSDLX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — TSDLX vs VYM

📍 VYM pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTSDLXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TSDLX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TSDLX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSDLX
Annual income on $10K today (after 15% tax)
$407.31/yr
After 10yr DRIP, annual income (after tax)
$553.55/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, TSDLX beats the other by $316.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSDLX + VYM for your $10,000?

TSDLX: 50%VYM: 50%
100% VYM50/50100% TSDLX
Portfolio after 10yr
$27.6K
Annual income
$464.89/yr
Blended yield
1.68%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSDLX buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTSDLXVYM
Forward yield4.79%2.41%
Annual dividend / share$0.45$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.4K$27.8K
Annual income after 10y$651.23$278.55
Total dividends collected$5.7K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TSDLX vs VYM ($10,000, DRIP)

YearTSDLX PortfolioTSDLX Income/yrVYM PortfolioVYM Income/yrGap
1$11,179$479.19$11,151$241.44+$28.00TSDLX
2$12,462$500.65$12,413$246.79+$49.00TSDLX
3$13,856$521.61$13,794$251.79+$62.00TSDLX
4$15,368$542.01$15,306$256.47+$62.00TSDLX
5$17,006$561.83$16,960$260.84+$46.00TSDLX
6$18,777$581.02$18,768$264.92+$9.00TSDLX
7← crossover$20,691$599.57$20,745$268.71$54.00VYM
8$22,757$617.47$22,905$272.24$148.00VYM
9$24,985$634.69$25,265$275.51$280.00VYM
10$27,385$651.23$27,842$278.55$457.00VYM

TSDLX vs VYM: Complete Analysis 2026

TSDLXStock

The investment seeks to provide income consistent with limited fluctuation in principal value and liquidity. The fund invests in a diversified portfolio of short-duration fixed income securities. It normally invests at least 80% of its net assets (including any borrowings for investment purposes) in fixed income securities. Under normal market conditions, the fund's effective duration will be 3 years or less. It may invest in securities issued by both U.S. and non-U.S. issuers, including issuers in emerging market countries.

Full TSDLX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.