Is TSEL or RYLD a better dividend investment in 2026?

TSEL currently yields 8.09% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between TSEL and RYLD?

TSEL has a forward dividend yield of 8.09% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 4.05 percentage points.

Home › Compare › TSEL vs RYLD

TSEL vs RYLD: Dividend Comparison 2026

TSEL yields 8.09% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $10.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSEL

● Live price

8.09%

Share price

$24.72

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$1,349.64

Full TSEL calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — TSEL vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSEL	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TSEL + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSEL pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSEL

Annual income on $10K today (after 15% tax)

$687.64/yr

After 10yr DRIP, annual income (after tax)

$1,147.19/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,052.05/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSEL + RYLD for your $10,000?

TSEL: 50%RYLD: 50%

100% RYLD50/50100% TSEL

Portfolio after 10yr

$39.3K

Annual income

$1,968.49/yr

Blended yield

5.00%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSEL buys

RYLD buys

No recent congressional trades found for TSEL or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSELRYLD

Forward yield	8.09%	12.14% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.2K	$44.5K ✓
Annual income after 10y	$1,349.64	$2,587.35 ✓
Total dividends collected	$10.8K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TSEL vs RYLD ($10,000, DRIP)

Year	TSEL Portfolio	TSEL Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,509	$808.99	$11,914	$1,213.65	$405.00 → RYLD
2	$13,185	$870.16	$14,099	$1,351.30	$914.00 → RYLD
3	$15,039	$931.64	$16,580	$1,494.55	$1.5K → RYLD
4	$17,085	$993.17	$19,384	$1,642.61	$2.3K → RYLD
5	$19,336	$1,054.46	$22,535	$1,794.70	$3.2K → RYLD
6	$21,805	$1,115.29	$26,063	$1,950.00	$4.3K → RYLD
7	$24,506	$1,175.41	$29,995	$2,107.69	$5.5K → RYLD
8	$27,456	$1,234.62	$34,361	$2,266.99	$6.9K → RYLD
9	$30,671	$1,292.75	$39,194	$2,427.12	$8.5K → RYLD
10	$34,168	$1,349.64	$44,525	$2,587.35	$10.4K → RYLD

TSEL vs RYLD: Complete Analysis 2026

TSEL — Stock

TSEL maintains a concentrated portfolio of 25 to 35 large- and mid-cap US stocks with growth potential and ESG integration. While the fund may consider US-listed foreign stocks, it generally avoids ADRs and GDRs. The fund utilizes proprietary ESG research, evaluating governance, social, and environmental factors to identify risks and opportunities unique to each companys region, industry, and operations. Rather than relying on top-down ratings, the fund conducts individual assessments, integrating ESG factors that metrically impact value creation. Companies with lower ESG scores may still be included if their overall fundamentals strongly support their case.

Full TSEL Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this TSEL vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TSEL vs SCHD TSEL vs JEPI TSEL vs O TSEL vs KO TSEL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.