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TSIC vs SCHD: Dividend Comparison 2026

TSIC yields 0.34% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.8K in total portfolio value
10 years
TSIC
TSIC
● Live price
0.34%
Share price
$24.94
Annual div
$0.08
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.1K
Annual income
$34.26
Full TSIC calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.69
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.44
Full SCHD calculator →

Portfolio growth — TSIC vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTSICSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TSIC + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TSIC pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSIC
Annual income on $10K today (after 15% tax)
$28.49/yr
After 10yr DRIP, annual income (after tax)
$29.12/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.39/yr
After 10yr DRIP, annual income (after tax)
$359.07/yr
At 15% tax rate, SCHD beats the other by $329.95/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of TSIC + SCHD for your $10,000?

TSIC: 50%SCHD: 50%
100% SCHD50/50100% TSIC
Portfolio after 10yr
$24.6K
Annual income
$228.35/yr
Blended yield
0.93%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSIC buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTSICSCHD
Forward yield0.34%3.44%
Annual dividend / share$0.08$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.1K$29.0K
Annual income after 10y$34.26$422.44
Total dividends collected$339.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TSIC vs SCHD ($10,000, DRIP)

YearTSIC PortfolioTSIC Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,734$33.52$11,224$343.99$490.00SCHD
2$11,518$33.62$12,567$354.86$1.0KSCHD
3$12,359$33.72$14,038$365.18$1.7KSCHD
4$13,257$33.81$15,648$374.93$2.4KSCHD
5$14,219$33.90$17,409$384.13$3.2KSCHD
6$15,249$33.98$19,334$392.80$4.1KSCHD
7$16,350$34.06$21,436$400.95$5.1KSCHD
8$17,529$34.13$23,731$408.59$6.2KSCHD
9$18,790$34.20$26,235$415.75$7.4KSCHD
10$20,140$34.26$28,966$422.44$8.8KSCHD

TSIC vs SCHD: Complete Analysis 2026

TSICStock

TSIC is a passively managed ETF that seeks to replicate, before fees and expenses, an index of leading US-listed companies known for their iconic American brands across consumer-focused industries such as airlines, autos, apparel, restaurants, beverages, and supermarkets. The fund uses a full replication strategy, holding securities in weights that match the index, which applies a modified free-float adjusted market capitalization methodology with issuer caps and a fundamental tilt based on dividend yield, free cash flow yield, and free cash flow return on invested capital. The index applies screens for ideological neutrality and excludes certain businesses. The index is reviewed and reconstituted semi-annually in Juneand December.

Full TSIC Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.