Is TSIIX or XYLD a better dividend investment in 2026?

TSIIX currently yields 4.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TSIIX and XYLD?

TSIIX has a forward dividend yield of 4.97% ($0.57/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.01 percentage points.

Home › Compare › TSIIX vs XYLD

TSIIX vs XYLD: Dividend Comparison 2026

TSIIX yields 4.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSIIX wins by $2.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSIIX

● Live price

4.97%

Share price

$11.46

Annual div

$0.57

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.7K

Annual income

$683.33

Full TSIIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TSIIX vs XYLD

📍 TSIIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSIIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TSIIX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSIIX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSIIX

Annual income on $10K today (after 15% tax)

$422.59/yr

After 10yr DRIP, annual income (after tax)

$580.83/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,155.34/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSIIX + XYLD for your $10,000?

TSIIX: 50%XYLD: 50%

100% XYLD50/50100% TSIIX

Portfolio after 10yr

$26.5K

Annual income

$1,951.17/yr

Blended yield

7.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSIIX buys

XYLD buys

No recent congressional trades found for TSIIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSIIXXYLD

Forward yield	4.97%	10.98% ✓
Annual dividend / share	$0.57	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.7K ✓	$25.3K
Annual income after 10y	$683.33	$3,219.02 ✓
Total dividends collected	$5.9K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSIIX vs XYLD ($10,000, DRIP)

Year	TSIIX Portfolio	TSIIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,197	$497.16	$10,818	$1,098.39	+$379.00 → TSIIX
2	$12,501	$520.26	$11,738	$1,222.51	+$763.00 → TSIIX
3	$13,919	$542.86	$12,774	$1,364.64	+$1.1K → TSIIX
4	$15,458	$564.89	$13,944	$1,527.86	+$1.5K → TSIIX
5	$17,127	$586.31	$15,270	$1,715.87	+$1.9K → TSIIX
6	$18,933	$607.10	$16,775	$1,933.09	+$2.2K → TSIIX
7	$20,885	$627.21	$18,490	$2,184.87	+$2.4K → TSIIX
8	$22,994	$646.63	$20,450	$2,477.63	+$2.5K → TSIIX
9	$25,269	$665.34	$22,697	$2,819.19	+$2.6K → TSIIX
10	$27,721	$683.33	$25,280	$3,219.02	+$2.4K → TSIIX

TSIIX vs XYLD: Complete Analysis 2026

TSIIX — Stock

The investment seeks a high level of current income; some long-term capital appreciation is a secondary consideration. The fund pursues its investment goals by investing in a broad range of income-producing investments from throughout the world, primarily including debt obligations. The manager expects, under normal conditions, to invest a majority of its assets in the debt obligations. The fund may invest in debt obligations of any kind, of any quality, and of any maturity.

Full TSIIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this TSIIX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TSIIX vs SCHD TSIIX vs JEPI TSIIX vs O TSIIX vs KO TSIIX vs MAIN TSIIX vs QYLD TSIIX vs JEPQ TSIIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.