Is TSMRF or XYLD a better dividend investment in 2026?

TSMRF currently yields 3.94% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TSMRF and XYLD?

TSMRF has a forward dividend yield of 3.94% ($0.91/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.04 percentage points.

Home › Compare › TSMRF vs XYLD

TSMRF vs XYLD: Dividend Comparison 2026

TSMRF yields 3.94% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSMRF wins by $109.92M in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSMRF

● Live price

3.94%

Share price

$23.20

Annual div

$0.91

5Y div CAGR

85.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$109.95M

Annual income

$99,678,172.77

Full TSMRF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TSMRF vs XYLD

📍 TSMRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSMRF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TSMRF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSMRF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSMRF

Annual income on $10K today (after 15% tax)

$334.59/yr

After 10yr DRIP, annual income (after tax)

$84,726,446.85/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, TSMRF beats the other by $84,723,710.69/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSMRF + XYLD for your $10,000?

TSMRF: 50%XYLD: 50%

100% XYLD50/50100% TSMRF

Portfolio after 10yr

$54.99M

Annual income

$49,840,695.89/yr

Blended yield

90.64%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSMRF buys

XYLD buys

No recent congressional trades found for TSMRF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSMRFXYLD

Forward yield	3.94%	10.98% ✓
Annual dividend / share	$0.91	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	85.6% ✓	0%
Portfolio after 10y	$109.95M ✓	$25.3K
Annual income after 10y	$99,678,172.77 ✓	$3,219.02
Total dividends collected	$109.13M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSMRF vs XYLD ($10,000, DRIP)

Year	TSMRF Portfolio	TSMRF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,431	$730.58	$10,818	$1,098.39	+$613.00 → TSMRF
2	$13,679	$1,448.55	$11,738	$1,222.51	+$1.9K → TSMRF
3	$17,644	$3,006.92	$12,774	$1,364.64	+$4.9K → TSMRF
4	$25,606	$6,727.34	$13,944	$1,527.86	+$11.7K → TSMRF
5	$44,334	$16,935.23	$15,270	$1,715.87	+$29.1K → TSMRF
6	$98,297	$50,859.97	$16,775	$1,933.09	+$81.5K → TSMRF
7	$300,781	$195,603.30	$18,490	$2,184.87	+$282.3K → TSMRF
8	$1,360,034	$1,038,198.14	$20,450	$2,477.63	+$1.34M → TSMRF
9	$9,598,031	$8,142,794.89	$22,697	$2,819.19	+$9.58M → TSMRF
10	$109,948,066	$99,678,172.77	$25,280	$3,219.02	+$109.92M → TSMRF

TSMRF vs XYLD: Complete Analysis 2026

TSMRF — Stock

Tsumura & Co. engages in the manufacture and sale of pharmaceutical products worldwide. The company offers Kampo extract intermediates and granular Kampo formulations. It is involved in the procurement, selection and processing, and storage of raw material crude drugs and crude drug pieces for decoction; manufacture of Kampo powdered extracts and traditional Chinese medicines; and sale of pharmaceuticals and food products. The company was founded in 1893 and is headquartered in Tokyo, Japan.

Full TSMRF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.